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  1. General Chat
    How was your 2011? How was it overall - memorable or a year you'd like to forget? For me - all the good stuff happened towards the end. DH moved in officially and we got married this past summer. Dad's physical and mental health sort of felt like how he used to be before he had his mini...
  2. Money challenges
    I'm still working on 2012 goals, but I always try and start by reviewing what when right and what went wrong for the year before. This year I had 5 goals. I figured I could reasonably achieve 2 of them, possibly 3. As of right now, I have achieved NONE of them. They are: *Get EF up to 5K...
  3. General Chat
    for errors and/or to find ways to cut costs? About a year ago I decided to "simplify" my life by signing up for automatic payment for all my bills. Lately, I have realized that due to this, I have become complacent in reviewing my bills for errors and ways to cut costs and other than putting the...
  4. Drugstore & Grocery Store Deals/Product Reviews
    I purchased this item at Christmas to help me work out while the weather isn't very cooperative. I needed something that'd keep my interest and this does the trick. It gives you choices in your workout and has a tracker within the game. It comes with a heart rate monitor, game and elastic bands...
  5. General Chat
    Well I have to say that 2010 was probably the worst year of my life. So many challenges were presented to my family. I am utterly exhausted. However, 2010 is almost over and I am excited to embrace 2011! Here is an overview of our finances: We have our $1000 EF! We paid off $26,000 of credit...
  6. Debt Reduction & Money Management
    My inlaws did something that I found admirable, and we began doing it also, as a married couple. It's a year-end review. Basically the review is a listing of debts and assets, along with ID info. For example, my inlaws had CDs at various banks. They listed the account numbers, plus the...
  7. Drugstore & Grocery Store Deals/Product Reviews
    I decided to finally take another route to help my IBS. I figured I would give a natural probiotic a try. I had tried Activia in the past, but it didn't give me the results I needed. This complete probiotic comes in capsule form. It's very, very easy to swallow (can almost be taken without any...
  8. Drugstore & Grocery Store Deals/Product Reviews
    DH and I discovered these awesome little things when we were in Texas last November. Since then, they've come to Canada. Free samples are available in the US only (stupid Purex!) at Try a Free Sample Purex 3-in-1 Complete Laundry Sheets. Or buy it on amazon or your local grocery store...
  9. Frugal Living
    yum, excellent, thin, very salty. for those of us who were embarassed to buy these generic products, am trying them one by one. they have very plain labels and very generic.
  10. Stockpiling
    i bought a test can to see if any good. they were, nice texture and in an enamel lined can. 54 cants a can, going back to get 24 -36 today.
  11. Success Stories
    2009 was good and bad for us I started out strong paying down debt and saving. The saving was imortant because I had knee replacement surgery and would have no income for a month just dh income Then things did not work as planned and I had less income when I came back to work. Murphy moved...
  12. Leisure challenges
    Okay, fellow readers, I just checked out our book review area, and there is not ONE SINGLE REVIEW in there!! How pathetic is that? I think we can easily get 100 book reviews done by the end of the year. So if you didn't know you could write a review, check out the top banner on FV and go to...
  13. Dave Ramsey
    OK, I have been posting all over the place (sorry) trying to get ideas on various areas of my finances. I decided (with some encouragement) to just post the expenses and let people comment as they may. I need advice, encouragement, etc! Thanks. When reviewing, please remember that hubby neither...
  14. Drugstore & Grocery Store Deals/Product Reviews
    It's the hanging (upside down) tomato plant thing "as seen on tv" (which apparently "I" haven't seen, but dh has). LOL Anyone have one? use one? know someone who has? What's your take on it? Any impressions for those aware of it? http://www.hangingtomato.com/ TIA :)
  15. Kitchen Basics
    I ordered this tool last week and it arrived today. It's used to poke holes in pizza dough and crackers to keep them from puffing up. Here's what I ordered and where I ordered from: Roller docker. Wow, I'm impressed! The roller docker is much bigger and heavier than I thought it would be...
  16. Blog
    Credit-Cards-Resource.com - Click Here Find, compare, review, and apply for the top 80 credit cards for consumers, students, and businesses.
  17. Just Tips
    Hi, I just wanted to share how thrilled we are with our cheapo fleece sheets. I read about them here last year and had never heard of them. I bought mine at Ross at a great price. The moment you crawl into bed they are warm, much warmer than flannel, in my opinion. I want to make one...
  18. News you can use
    http://www.naturalnews.com/z021558.html Every once in a while, a really smart movie comes along that shows you just how stupid modern society is by shoving it in your face. "Idiocracy" is precisely such a film. Filled with purposeful profanity (it actually drives the storyline) and brilliant...
  19. Dave Ramsey
    A Year in Review - My TMMO Anniversary! I thought it was appropriate to take a moment (okay several) and take a peek back at my successful year of climbing the Mountain of Debt. I have tried before to "pay down" the credit cards, but I'd never been successful as this year. I stuck to it! A...
  20. Health and beauty
    I can't remember the thread where Sea Sponges were mentioned. But I thought about it, and decided to order some. I looked at it this way, the $10 was less than what I spend on products per period anyway. They arrived just 2 days before "Aunt Flo" arrived. The first day was very easy, took a...
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