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  1. New Member Introductions
    Hello from sunny northeast Florida, just outside of Jacksonville. I hope to use the forum to help answer questions people have about saving money, particularly on Internet resources that help in this regard, something that has helped me saved $5,000+ annually (my only savings). I learned from...
  2. Debt Reduction & Money Management
    Hi, I'm new to this site and I'm seeking ideas and support for a major problem I have. If I get an unexpected windfall (tax return, insurance money), I promise myself to save some, pay off some bills and maybe treat myself to a nice haircut. It never happens that way (except for the haircut)...
  3. Question and Answer
    Recently, my husband and I have been talking about downsizing our home. Here's a bit of background: In the beginning of 2012 we sold our 1974 1600 square foot brick ranch and moved 30 miles south to a beach town where we currently rent a 2010 1500 square foot craftsman. While we owned our...
  4. Blog
    I started watching TLC's Extreme Couponing. I have used coupons before and had great success(also I was living in bigger city, with a bigger market). Plus the Sunday paper would be available on Saturday night, so I was able to get the jump on the sales on Sunday, bright and early. I was so...
  5. Debt Reduction & Money Management
    Anyone else ever tried this? My boyfriend and I have been saving all of our $1 bills whose serial numbers begin with a 'F'. We will not spend them under any circumstances and have a dedicated money box that we keep them in titled "Our Family Fun F Dollars". We don't have a specific reason for...
  6. Debt Reduction & Money Management
    Hi everyone, I'm back on FV with baby #3 on the way, and while my husband and I are obviously thrilled about this precious gift, I also cannot help but slightly panic about what this means for our financial situation. First, some background: - For the past couple of years, since the birth of...
  7. Saving Saturday
    Starting the day slowly with a cup of hot tea. My agenda is full today with cleaning the house and laundry.
  8. Saving Saturday
    I have a brunch type casserole going in the oven. :coffee3: Now that football season is over :( I plan on watching whatever is on TV all day with DH, other than cooking and dishes, etc. I feel lazy.
  9. Saving Saturday
    :clap: IT'S SATURDAY!!! Woo-hoo!!!! And I'm enjoying a cup of Caribou Coffee from my Keurig. HEAVEN! The kids are still sleeping, so I'm also enjoying the silence of the day. I don't really know where to start today. So much to do, so much to do... I will be doing massive amounts of...
  10. Saving Saturday
    So far have been up - danged telemarketers! DH is on call and his pager has been going off all night :drama: Poor guy is finally sleeping (er sleeping in as we'd call it) and I've paid bills online, folded some laundry, taken food from the freezer to defrost and am awaiting friends to arrive for...
  11. Saving Saturday
    Not going to go any where today, going to enjoy looking at the snow through the windows :). I'm going to continue sorting through stuff for the toss challenge (making a lot of headway). Take pictures of stuff to list for sale. Re-pack my niece's stuff so it can be stored in my basement more...
  12. Saving Saturday
    What's going on, FV? Today I will be cleaning house and staying home!
  13. Saving Saturday
    Good morning everyone :cowwave: Woke up a bit stuffy - the weather has been flipping between cold and COLD and though I've been bundled up the entire time....I think something may be trying to invade my body. I'm not feeling 100% but I must carry on. I have guests coming over tonight to ring...
  14. Debt Reduction & Money Management
    How much of my income should be left after expenses, or how much should I be saving? I've heard 10% is a good number. Is that 10% of gross or net? Should I be saving more? Is less acceptable? How much should I be spending on housing? I'm considering buying my first house. I've heard 29%-41% of...
  15. Saving Saturday
    Today I feel like going to the thriftstore and looking around. Trying to get myself to wait until Monday or just not at all. Have been doing really well lately not going but for some reason I have the urge to go. Hopefully I can keep myself busy cleaning and purging. What is everyone else up...
  16. Debt Reduction & Money Management
    Ok, this might get long, I have been thinking about my dilemma for awhile now and can't seem to come up with a short and sweet way of asking your opinion. So please bare with me. Oh, we loosely follow the Dave Ramsey plan. So a few years ago - after many years of not contributing to a...
  17. Saving Saturday
    today I am recycling leftovers in to turkey a la king and turkey salad and making sweet potato fritters. Washed a loud of clothes and dryed in the dryer. Washing a second load to hang up. Put away about 8 loads of clothes. Going to fluff the tree and decorate some. sweep and mop house and scoop...
  18. Saving Saturday
    Got up to a broken coffee pot this morning. I had smelled that 'hot wire' smell in the kitchen yesterday, and couldn't figure out where it was coming from. This am, the cpoffee pot wouldn't work at all. I guess I killed it. So, I had to go out to WM this am (by way of the Biggby coffee...
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