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  1. Debt Reduction & Money Management
    https://www.businessinsider.com/personal-finance/extreme-frugality-not-healthy-changed-budget-build-wealth-2021-1 "I used to think extreme frugality would help me build wealth but it did the opposite, so I made 2 changes to my budget and now I'm saving more than ever"
  2. Blog
    Seeing my first episode of Extreme couponing and I was hooked. I brought all the trappings. The binder, baseball sleeves to keep my coupons in. Tracking sales (or at least trying to). Joining blogs, reward cards and just about anything to stretch a dollar. I also have been tracking how much...
  3. General Chat
    Granted, Safeway isn't the cheapest store in the neighborhood but there are certain products that Aldi's doesn't offer and some name brand items that I prefer. So using the Club Member and mobile app they offer, I find that I am slowly building my stockpile of certain items and saving more...
  4. Blog
    I must admit that I feel very foolish. I have not been living up to my full potential in the savings department. Before, when I would go shopping I would just buy everything, hand over my card, then the coupons. Not any more. Now I break up my purchases into different transactions to...
  5. Blog
    I am a true believer in rewards cards, surveys and trying to save every dime I can. My new adventure is with Walgreens Balance Rewards Card. Here is the deal. You sign up either in the store or online. Once you have your account, you check to see what items are listed with point value...
  6. Blog
    I have revised my current budget. Here are some of the tools I use to help the pocess. 1, I don't spend as much time with couponing. Ijust cut the ones i need. The rest I donate to my job, friends and the local Dollar General has a box you can put your unwanted coupons in. Plus I do not buy...
  7. Blog
    I have recently made some changes to how I coupon and redesigning my coupon folder. I still send out to coupons to family and friends, but I don't always cut out very coupon any more. I only send out the expired coupons every three months, instead of once a month. Since the company's have...
  8. Blog
    I started back to school(work for me) this past week. I am now on the roller coaster ride of savings and more savings. Here is my break down. Walgreens will usually have their Arizona Teas on sale 2 for a $1.oo. I will usually buy enough for the whole month. This keeps me from buying pop...
  9. General Chat
    This is for all the fed-up DIRECTV customers out there like me...I recently called in to complain about my dropped channels, using the number found on this coupon. I ended up getting a whole year of NFL Sunday Ticket free...so I thought I would pass on the link to readers who might be...
  10. Blog
    I am back in my hometown, visiting my family. Naturally, I had to visit some of my old haunts(code word for thrift shop). What joy it was to see there was one right around the corner from my son's apartment. Another joy I experinced was my children have visited thrift shops and have become...
  11. Blog
    Things have not been going right. Started garage selling last month. I was able to pick up two racks, some jewelry, three purses, two pairs of shoes, books and some miscellaneous items, This while going late(after 11 am). Lately I have not had the chance to do a lot of thrift, garage hopping...
  12. Blog
    EyeBuyDirect.com is the leading online retailer for prescription eyeglasses committed to bringing optimal vision to customers around the world without sacrificing quality, style and, most importantly, affordable prices. Launched in 2005, EyeBuyDirect.com believes that vision care is a...
  13. Blog
    Food: Hot dogs Ground beef Hamburger and hot dog buns Condiments (ketchup, mustard, barbeque sauce, relish) Salad dressing Chips Ice cream Popsicles Soda Bottled water Iced tea mix and bags Non-food: Grill supplies (charcoal, lighter fluid) Party supplies (disposable plates...
  14. Debt Reduction & Money Management
    Our bank is literally right down the road from our house and Dh and while Dh and I were out for a walk a couple of weeks ago I mentioned to him that since he had a bonus on his check we should stop and open the savings account we had been discussing for a while. Now we do have retirement...
  15. Blog
    May Food: Hotdogs Ground beef Hamburger and hot dog buns Condiments (ketchup, mustard, barbeque sauce, relish) Salad dressing Chips Ice cream Popsicles Frozen pies Soda Bottled water Mushrooms Non-food: Party supplies (disposable plates, cups, napkins and utensils) Grill...
  16. Blog
    One of the common ways to save money which people often suggest is to buy generic. In many cases, this is good advice. Many generic products these days can hold their own against their name brand counterparts, but this isn’t always the case. There are some generic products that end up costing...
  17. Debt Reduction & Money Management
    After blowing every penny I had in my savings account, I have to start over. I will be 40 in a few short years and I had a lot of goals for myself. I need to get back on track. oy vey So, I have a new strict monthly budget for the rest of the year. I doubt I can do it, but my goal is to...
  18. Blog
    Budgets are a necessity to keep personal finances in order, but they aren’t necessarily easy to keep.There are plenty of things that can quickly ruin a budget and ruin the best laid financial plans. Here are the top ten things that ruin budgets: Shopping Hungry or without a Plan of Attack This...
  19. Blog
    April Food: Candy (Easter clearance) Eggs Ham Cheese Mustard Ready-made dough Dinner rolls Frozen pies Cake mix Cake frosting Pie crusts Mushrooms Non-Food: Electronics Vacuums Cookware Tires and other car care supplies Sneakers
  20. Dave Ramsey
    Hi all! New member here. My wife and I have been fans of Dave for about 4+ years now. We have been doing his plan on and off for the better part of 4 years. We finally got serious early last year and are down to our last $6500.00 worth of debt (vehicle) that should be gone by April! Now...
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