We owe an old bank like $700 bucks, from crazy over draft fees from like idk, 2 years ago? We got a letter in the mail today saying they are giving us a settlement offer of $170! Which is really awesome. Now 1, I don't know how this kinda stuff works. And 2, I feel kinda crappy about it =/ Are...

one of our larger debts is to American Express, it's in the range of 20K+. Anyway, we thought we had a deal worked out with them, but between the time we made our deal and when were going to make our first payment on said settlement deal, they inexplicably turned our account over to collections...

My student loan with SallieMae defaulted and I had to deal NES collection agency (what a traumatic experience). Anyway, after harrassing me for months, I finally agreed to a settlement in 2 pmts. After the pmts were set up through me debit card, I demanded a settlement letter or would stop the...

My dh has been offered a settlement through our private disability insurance company. They offered him 67% of the contract value if he lives to 65 which is when they would quit paying him. He is considering keeping the payments going month to month. Me, I want us to accept the settlement. In...

I keep hearing about how people are calling their cc companies and settling for less then they owe. I do not mean a consolidation firm!! I was wondering if anyone has done this and how it has effected your credit score?? The only thing I worry about is buying a house in the future (I already own...

can anyone recomend a good debt settlement co.or one to stay away from. i will be needing one shortly.

I have accumulated around $40K in credit card debt and am finding it difficult to make my payments due to loss of income. I'm living paycheck to paycheck and have considered debt settlement. I have talked with a number of companies, but am reluctant to go that route. I have worked out...

I was sent this article from About.com ... might be useful for someone. http://credit.about.com/b/2008/05/31/free-credit-monitoring-after-transunion-lawsuit-settlement.htm

I'm in such a financial hardship right now, I can't even think straight. I've been feeling sick all week. All my credit cards are in collections, and yesterday when I got paid, I was being garnished from one collection agency. I have been working with AccuShield (debt settlement company) and...

Hi everyone. I made a post in this section a couple weeks ago about just flat out being broke. I had 6 dollars left over after paying my bills. Well, since then, I have went thru care one and they have recommended something called Debt settlement to me. They are saying this is the very best way...

DH and I have one credit card that has been behind for a couple of months. With late charges and all the balance is about $745. We got a letter in the mail yesterday offering to let us pay it off for 40% of the balance which is about $300. We're going to do it, then we'll have only 2 cards...

i'm sorry if this is a dupe. i did a search, but didn't find anything on it. if there, point me in the direction. thanks! on to my question... i owe t-mobile $387.76 and i didn't make payments, so they sent it to collectors. the collectors offered a settlement of $232.66. if i pay the...

I got something in the mail from HP (or from some attorneys) about a settlement if you bought a certain model after a certain time. Something about HP leaving something off the computer and adding recovery software to the hard drives which took up space.....It's kinda complaicated to explain lol...

If you registered with the class action Lawsuit Cromwell v. Sprint make sure you look for a Sprint envelope and DON'T THROW IT AWAY thinking it's junk mail. In it is a calling card for $50 as per the settlement. I just about ripped the envelope in half and tossed it thinking it was just junk.

settlement has been reached in a class action lawsuit against GlaxoSmithKline on behalf of consumers, insurers and Employee Welfare Benefit Plans, including some governments, (“third party payors”) who paid for the prescription drug, Paxil® or its generic equivalent, paroxetine. You can submit...