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  1. General Chat
    what is your latest short term goal ? ( 3-6 months range ) last one was to survive the lay off new job missing a dh pay check and we did. NEXXTTTT ... ( cant wait untl the day theres no next !) used car for ds #2 He starts college in fall will most likely be communting ( unless he...
  2. General Chat
    Nothing like just falling asleep (insomnia was real bad tonight) to get woken up about an hour later by the buildings smoke alarm. Packed up the dog, the cat myself stood out side for about 30 mins for the fire dept to say false alarm and then try to come back upstair and fall asleep all over...
  3. Debt Reduction & Money Management
    So, I wanted to payoff 4 debts this year and went into the budget to try and get a good snowball rolling but it just isn't working out! It really frosts my cookies when I hit a wall when it comes to money. I went off this months bring home numbers(which I think were a little lower than normal...
  4. General Chat
    How far out do you set goals? Do you write them down somewhere and look at them every so often? Just curious how others handle goals..... I am a list maker. Hubby doesnt write anything down. I usually check my list a couple times per year, then usually in January I write down new goals and...
  5. Dave Ramsey
    I just re-worked our budget and realized that I'm 667 short of paying off the last CC this month. Work has been slow and we have had a few minor setbacks and unexpected expenses this month. We are moving on Sunday to the 600 sf house and I'm in the middle of a selling frenzy on craigslist and...
  6. Dave Ramsey
    My husband and I both lost our jobs in early 2008. We were unable to continue paying for our home of 10 years and ended up selling it via short sale in February of 2010. We have been renting a house since April of 2008 and would like to purchase a home again asap. I talked with Churchill...
  7. General Chat
    Man driving down road. Woman driving up same road. They pass each other. Woman yells out window, PIG! Man yells out window, WITCH! Man rounds next curve. Man crashes into a HUGE PIG in middle of road and dies. Thought For the Day: If men would just listen
  8. Frugal Living
    Hi Everyone, DH needs two hip replacements and will be getting the first one this week. The doctor says he'll be off from work for 2 to 3 months each time. He has never been on short term disability before and so we do not know what to expect. He'll only get 80% of his base pay, and they will...
  9. Financial hardship
    We are not in default (yet) on our mortgage. We are paying rent right now in MA and own our house in maine but it is vacant. Our mortgage company (citimortgage) is not being very helpful. They want all or nothing- no half-payments. They call me (an automated call) at least 3x/day since June 2...
  10. Health and beauty
    You don’t want to spend long hours at the gym, but you want to get stronger, fitter, leaner, and just plain look good. It’s possible that you’re not getting the most out of your workout time. It’s possible to get a super-effective workout in 30 minutes, and only do a few workouts a week, if you...
  11. Debt Reduction & Money Management
    We currently owe the following on our house: Mortgage: $110,000 home equity loan: $43,000 The house was appraised 3 years ago at $165,000 but of course that has gone down. We have not made significant improvements to it other than new appliances and a wood stove. I imagine we could not get...
  12. General Chat
    Now I don't mean the actual length of the months. Do you feel that there are months that just feel longer? An example. September just shot by for me. I got everything ready for our trip to Canada - worked VERY hard to get the house ready, enough food in the house for my very hungry kids etc. I'm...
  13. Education
    Hi all, I had decided that come August 2009, I was going back to school to get my two-year degree. I'm perfectly fine with this change in my life and my family supports me. :) My dilemma right now is how to go about doing daycare for two kids, one of which is developmentally disabled. We have...
  14. Debates, Politics and Personal Opinions
    I'm not sure exactly how I feel about this....I haven't read everything yet. But, I think this could prove that McCain isn't trying to "conservatize himself" to please his party.... http://www.ft.com/cms/s/0/4af34942-65a1-11dd-a352-0000779fd18c,dwp_uuid=729ab242-9cb1-11db-8ec6-0000779e2340.html
  15. General Chat
    (from wikipedia) The Adventures of André and Wally B. is an animated short made in 1984 by the Lucasfilm Computer Graphics Project, which would later be spun out as a startup company called Pixar. Although it is technically not a Pixar short, the animation was by John Lasseter, who was working...
  16. General Chat
    Update: You tube pulled it. :(
  17. General Chat
    I was just filing my non-existent nails and I suddenly wondered how many of you have pretty, long fingernails, and how many of you are like me and like them short, short, short? Most of my friends have beautiful, well-manicured nails, whether they do them at home or at a salon. They come in...
  18. News you can use
    Sellers: Short sale can prevent foreclosure Selling your home through a short sale is never your first choice, but for some it's surely the best choice. How to go about it.
  19. News you can use
    10 crucial steps to buying in a short sale Overnight, it seems, short sale has become a household phrase. Here's how it works for buyers in 10 not-so-easy steps.
  20. Writing Forum
    I noticed there were some new threads about creative writing and I thought I'd post a link to one of my short stories. It's based off the lyrics to the song 'The Weight' by The Band. I did one chapter for each verse of the song. Feel free to check it out. Comments are welcome!! The Weight...
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