A year ago I had my biggest CC debt $12485.34. With next paycheck that balance will be down to $752.47. So close. So damn close. We started hacking away at the balance in August. Balance was around $11400. We have been putting a minimum of $2100/month toward debt on a $4000/month net income...

But you don't want to kill yourself in the process, either from chemical warfare or overwork. Ok here are some techniques I've used with some success. The little blighters have some chinks in their armour. They feed on dead skin cells that we slough off daily. They love humidity, and normal...