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  1. Blog
    Once you get to my age, you’ve probably had one or two loans to your name. Well, maybe more than just a few. There’s the student loans (hey there degree I never ended up using…), home loans, not to mention the long-debated ‘We really do need this new car’ loans or the emergency loans from...
  2. Debt Reduction & Money Management
    Hi, I'm new to this site and I'm seeking ideas and support for a major problem I have. If I get an unexpected windfall (tax return, insurance money), I promise myself to save some, pay off some bills and maybe treat myself to a nice haircut. It never happens that way (except for the haircut)...
  3. Debt Reduction & Money Management
    I was looking on Mint.com. I love that site by the way!! And I looked at our spending and income for January-April of this year. The totals are(and this is depressing): INCOME: $21,974 SPENDING: $21,830 It doesn't make any sense for me to look at it monthly because we are a self employed...
  4. Frugal Living
    Does anyone else go on a 'self impossed' spending freeze to help get their spending under control or to 'jump start' their frugalness? Usually after the holidays (when I find a few good deals for next years Christmas), I always seem to get flustered and fed up with a lot of spending that I just...
  5. Christmas
    I suspect for the most part I will be alone this year. Things are not really great with my 21 year old son right now and I have drifted away from family years ago and most friends as well. I was just wondering if anyone else was spending the holiday alone and what you would be doing as far as...
  6. Debt Reduction & Money Management
    I heard on the radio a man say "Most families would find they make more than enough income if they would only cut careless spending" This really caught my attention and I wondered what careless spending really is. I feel careful with our spending. We bought a house that was under what the...
  7. Frugal Living
    Okay guys, I'm gonna need some "tough love" the next 3 weeks while we're traveling around on vacation. I find when I'm in a good mood I tend to let down my guard and spend money. Plus we're going to be around the kids. And I love to spend money on them! It's now or when I die. I choose now...
  8. General Chat
    I am not sure if this is in right place if not please move it. At one time my weakness was going to yard sales,flea markets,Gw,& Sa stories.I could go in stories at mall look lot time not buy a thing but if i went to one of the places above i felt like i had to buy something.
  9. Freebies
    Amazon.com: Living Rich by Spending Smart: How to Get More of What You Really Want eBook: Gregory Karp: Kindle [email protected]@[email protected]@http://ecx.images-amazon.com/images/I/[email protected]@[email protected]@61nU1kgT-kL
  10. Frugal Living
    I've decided that I need to learn how to spend ( not be so tight handed) and to not be nervous/anxious about spending for the betterment of me and my family. I'm sure anxiety feeling when entering a store even if I can make them go away quickly is not right. So how do you balance spending and...
  11. Frugal Living
    I use to think gift cards were guilt free shopping . We received a gift card to Walmart for Christmas. I still feel guilty. I can keep thinking is I shouldn't buy that with this I could buy food. Mom bought me a gift card to buy drive thru sodas guilt free and I had just as much guilt when I...
  12. Debt Reduction & Money Management
    I'm letting my old '96 Stratus die. Its been needing a rear seal for the past 3 years, the power steering went a couple months ago, and a brake line blew a couple weeks ago. It's got 117,000 and I think I got my money's worth out of it. Only take it out maybe once a week for a 24 mile round...
  13. General Chat
    What is your soft spot when it comes to spending? What makes you let loose of your cash ( besides a need of course)? My soft soft is the children's desires. Especially if they think up what they want and then you agree because you are almost certain that it doesn't exist. Then you find it...
  14. Support
    Here's an article that seems silly, but really struck a cord w/me. The section titled "A Blow-Out Basement" hits home. examples-of-bad-charging: Personal Finance News from Yahoo! Finance I have a family member that could be in this situation very soon. The remodel was only the first step...
  15. Lifestyle challenges
    I am sure you all have heard about the "No Spending" Challenges. So DH and I have made this pact starting today to not spend until July 5, 2011. We do have some exceptions of course. His is: - Christmas for the family (within reason...I am thinking $100 max). He is big on this. -...
  16. Dave Ramsey
    FVers, I posted a request late yesterday and want to follow it up with this post. To help keep me on track and focused, I will post the total money I spent each day, and the breakdown. This will force me to be accountable. Your help in this journey means a lot to me -- I am clearly having...
  17. General Chat
    Right now I am trying to fight the urge to go out to the thrift store. For some reason I think I need more blouses. Which I do not and my closet has more than it can hold. I keep on telling myself I need to wait until the beginning of next month. Anyone else trying to resist the urge to...
  18. Money challenges
    I read this and thought it was a good idea to help cut spending. If something costs $30 and you earn $10 an hour. Do you really want to work 3 hours to get this item
  19. Secondhand Shopping
    This morning I went to a rumamge sale. For $7.50 I bought a really nice pair of dress pants, a dress, and two shirts (one of the shirts still had the store tags on it, and it was priced at $28). Then I went to buy cards for my aunt and uncle who are both hospitalized right now...the TWO CARDS...
  20. General Chat
    well now that 2009 is over and 2010 is in full swing and we have re-worked our yearly budgets while looking over the past years expenses... is there anything you regret spending money on that you wish you hadn't...? (besides things you HAD to buy like tires, stoves or stitches...) maybe a...
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