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  1. Debt Reduction & Money Management
    Boy I wish I would have had more money this year and put it in my IRA I noticed on our year end statements they have done better catching up to where it was before the crash and if I had had money during the time it was low I would be way ahead.... glad I kept the automatic deposits going even...
  2. Debt Reduction & Money Management
    I filed forms with our bank today to contest an unknown charge on our debit account. I was looking over the monthly statement as usual, even though nothing is ever wrong with it, when I spotted a $53 charge I didn't remember making. We were on vacation, I remember the evening pretty clearly, we...
  3. Debt Reduction & Money Management
    My Dh got a bonus last week (woo hoo!), so I made a nice sized extra payment on the mortgage a few days ago. I got on to check that it went in and they only credited a portion. I called to see where the extra went since it was equivelant to 3 payments. The were holding the rest to apply a...
  4. Debt Reduction & Money Management
    I was happy to see that the premium went down!! Our policy is based on a 6 month's policy. It went down $84!! I was happy to see that savings! I hope our utilities start to fall too!
  5. General Chat
    I Googled "grow guide" to see if I could find an updated page for the dseed starting guide that doesn't seem to be working properly. Almost every single link on the first page was a guide to growing marijuana. Who'd-a-thunk-it?
  6. Debt Reduction & Money Management
    Does anyone have an IRA account that is set up similar to a statement savings account? You can put in as much money anytime you want (up to the IRS limits). I just opened one of these. The interest is not nearly as good as a cd but it's a way for me to build up the money towards a cd. If I...
  7. Debt Reduction & Money Management
    Or do you just go by what's in there?
  8. Frugal Living
    Yes I do right down to the penny. A number of years ago, I made a huge banking error because I hadn't done that. Taught me a lesson the hard way. How about you?
  9. Health and beauty
    This was in the Toronto Star a couple of months ago written by Dr. John Schaman: "Heart disease is a disease of choice. People choose how much they exercise, what they eat and whether they smoke. Personality traits are also risk factors. Potentially damaging traits include hostility...
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