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  1. General Chat
    my bff is not frugal at all... we fight over it... ok her husband and she are fighting because they are behind on bills..well they always are...they are paying his daddys bills he is 76 and his girlfriend wastes his money...his kids 3 adult children cell phones over 400 a month... so this is a...
  2. Leisure & Media Arts
    A man and his ever-nagging wife went on vacation to Jerusalem.While they were there the wife passed away.The undertaker told the husband you can have her shipped home for $5000.or you can bury her here in the Holy Land for $150. the man thought about it and told him he would just have her...
  3. Debt Reduction & Money Management
    Whew the admitting is over. The past 2yrs hubby's income has gone up but so has our debt. I guess we both are to blame but feel I deserve most of it. I stay home so my job is managing our money for the best value. Due to health and depression issues I fell completely off the frugal wagon. On...
  4. General Chat
    What are some things that you look back on and really regret buying? Its been over a year and I still kick myself for this purchase. We were at a high end children's store when I saw a Beaba baby food freezer storage tray that went with the Beaba babycook that I had bought( which I love and...
  5. Health and beauty
    Last October, when we lost the house and moved to an apartment, I injured my back. First the doctor told me it was stress related and gave me anti-anxiety meds. :bang:Obviously, it didn't help. Then the doc said she was as sure as she could be without an MRI that I had a herniated disc. After...
  6. General Chat
    know it's stupid, and keep doing it anyway on the off chance that you'll get away with it? I just did, now I'm wiping coffee grounds off my wall :rolleyes: I don't use the plastic kitchen bin for our compost because I hate cleaning it. We just put the compost in empty cereal boxes because...
  7. Support
    So, Friday I found a Facebook friend request from my mother. This on top of a 4 hour sleep night led me to be a bit off yesterday. It feels like an intrusion. The rational side of me says that it is not, but it feels like it is. She has this delusion / denial thing going on where "family"...
  8. General Chat
    Can you fill in the blanks? "Back when I was young and stupid, I ________________, and now_________________." Here's mine: "Back when I was young and stupid, I bought waaaaaay too many clothes, and now I look at them in the closet and think 'what a waste.'" They are totally out of date...
  9. Debt Reduction & Money Management
    Luckily it worked out in the end. I have 2 Chase credit cards. One was paid off in full a few months ago, the other had a $1300 balance that I set up for payment through my online banking account. APPARENTLY I paid the WRONG credit card, giving myself a $1300 credit on one credit card and the...
  10. Financial hardship
    Hi everyone I have a question/confession. Earlier this year we were needing "new furniture" and without thinking it through or just being childish I went out to a rent to own place and got what we needed. The payment wasn't high monthly, but of course they are charging out the back end for...
  11. Debt Reduction & Money Management
    Background: Last Dec my DH got mad at the co that made his road box. So, he traded it in on another one. He told me (when I finally found out about it) the payments were $100 for 11 mos. He told me no interest. Okay, what is done is done. So I put it in the budget. It could have gone...
  12. Financial hardship
    Hello all, I'm a new member here. I'm embarrassed to even admit to how much we are in debt... Close to $110,000. No idea what we were thinking to get us into this kind of trouble and debt, but we have decided enough is enough. Took our first FPU class last week, looking forward to our next...
  13. General Chat
    My cable co. sent us these coupons for free movies on the ON Demand channel. You pick a movie and watch it and then send the coupons in w/your next bill. So we watched 3 movies. Then I found out that the coupons were good for 1 movie per month. Sure enough it was in the fine (and very faint...
  14. General Chat
    Ok I get home this morning and its freezing outside... -8..and I walk into the house .. mmmm its feeling better than outside but its pretty cold.. then I look at the thermastat .. omg .. its 58 in the house.. i go omg nooo.. and run outside.. just 2 weeks ago i checked the lp tank and it was at...
  15. General Chat
    :nrant: Please bear with me, I need a bit of a rant. I just spent another $450 to fix my STUPID car!!! :pdoff: It seems like every month I am having to put our $300 or more to fix something on this car. I have a 2000 Volvo wagon so it should be a reliable car. But now that it's 10 years old...
  16. General Chat
    My ds(8th grade) is playing basketball for the school team this year. I never wanted my kids to play sports as it's really crazy here in small town USA as far as sports are concerned. Little League starts them out and the parents get NASTY and fights break out,etc. People who have been...
  17. General Chat
    So I thought a thread with us sharing some stories of people we know, know of, or maybe even some of us that have done something that just plain dumb. In another post I wrote of a friend who didn't budget for Christmas for her kids, spent the money on junk and expected the local charity to...
  18. General Chat
    I went out this morning to the grocery store for a few items to get us through the weekend. In a cart was some Christmas items marked 2/$1. I spied some of the 'fancier' chocolates in there and bought 2 thinking it would make a nice addition to little Diva's NYE celebration. After checking...
  19. General Chat
    Oh, how I hate the thrice-damned corn maze. We went to the pumpkin patch last night and were lost in the cornmaze for 40 minutes. I stepped in nasty squishy mud, there was no navigation system provided and the kids had a BLAST. Personally I prefer the hay ride and the haunted house. I am...
  20. Debt Reduction & Money Management
    For the last couple of years dh and I have been doing our finances/budget together. Before then one of us did them and played the 'boo-man' by saying what could and couldn't be bought/done. This wasn't working (lots of stress) so we pulled together and dh made a budget and we have been...
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