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  1. General Chat
    It is 1 am and I am still awake not by choice!!!!!!!!!!!! I hate so bad having insomina. Its not every once in a while it is all the time. I take some meds to help me sleep but even they are not helping anymore. The one pill I have been on for 2 years I think I finally just got used to it. I...
  2. Financial hardship
    ok our bills come to $2440.00 a month used to a income of $3500.00 a month plus gas, groceries, and cigs (not my choice) i applied for TANF which is food stamps, medical care, etc... we did the unemployment which equals to $300.00 a week...starting this week i think... landlord has been...
  3. Frugal Living
    Murphy STRUCK! Yesterday we had soooo much rain, so fast, it filled the window wells then flooded a bedroom. We have had to rip out the dry wall. Insulation will need to be replaced as well. No fun!!!! Oh well, such is life. We'll fix it. DD13 wanted a new color... so maybe she'll get it!
  4. Debt Reduction & Money Management
    Just had a little conversation with someone questioning whether or not to cancel his whole life policy in favor of a term life policy. He stated that he's got $160,000 coverage for $70/month through work. I said I've got a $1,000,000 policy for $125/month. I'm getting $5,714.28 more per...
  5. General Chat
    I am having serious sleeping problems lately i can't get my brain to shut off in the evening i know being on the pc last thing before bed doesnt help, maybe cutting down on the coffee would help too. But still i have been wide awake up until about 3am most days then i have to force myself to...
  6. Frugal Living
    I'm pretty PO'ed right now. In fact, I'm fuming. I have two credit cards from chase bank. One is our gas card, which we use for our daily expenses and pay in full every single month. We don't spend recklessly and we stick to a tight budget. The other account is a closed account which I did...
  7. General Chat
    Luckily I'm an older brother! Muhahaha!
  8. General Chat
    I know that it's for the best financially, but why is it the right thing is usually the hardest? I've given up my lease on the horse I've been riding the last four years. I am so very sad about it. The lease was $200 a month, plus about a 25 minute drive each way. Now I can just pay $30 to go...
  9. Family
    I need some advice or should I just butt out? Here's the details. Got a call on Sat. from BF's dad. It seems BF's youngest sister left with her 6 y.o. on Fri. morning, left the 5 y.o. at home sleeping, went to husband's work to get money from his paycheck to pay bills and disappeared. Their...
  10. Freebies
    http://www.yourcycling.com/want_free_yourcycling_com_stickers
  11. Baking Breads
    So I gave my first shot at making bread from scratch today. I used the Beginner's Bread recipe that had been posted somewhere on this board before. I followed the recipe exactly and everything worked find, except the bread just never seemed to bake throughly. The recipe says that if it sounds...
  12. Debt Reduction & Money Management
    And the sad thing is, I am only poor because of my own bad habits! I know how to budget, I know how to cut corners, I just haven't been doing it. Now because of my poor choices the wolves are at the door. My goal is to feel motivated to be frugal, not deprived, and to enjoy a new way of life...
  13. Careers
    If you think your jbos sucks perhaps this will make you feel better! http://www.channel4.com/history/microsites/W/worstjobs/index.html
  14. Health and beauty
    Okay, I'm gonna whine! Just a warning! Everyone knows I have MS, I have been having some problems getting adjusted to my meds but today I want to whine about something else..lol. When I had my last MRI, the dr. thought I had a bone spur in my neck so they did another x-ray. Then they said it...
  15. Appliances
    This isn't a new thing for me, but the dishwasher we have was with the house when we bought it and I'm guessing it's only about 5-7 years old. They did not have paperwork for it or a warranty, etc., so I'm guessing there. But...it's a terrible dishwasher, and quite frankly, I don't want to buy...
  16. Health and beauty
    So beginning tomorrow I need to start all over again. Its so frustrating to not be losing any weight. It seems everyone else can eat and eat and never gain and I look at food and I gain. I know I don't always eat right, but I want to have some weight loss. Who else is struggling in...
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