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  1. Supplemental Income, Small Business
    Has anyone tried of the "My Online Income System"? I am wondering if you tried it and does it really work?
  2. General Chat
    While I am not a big spender by all means I still somehow manage to run our CC bill up a little higher than I like by the end of the month. (I would like to see a -0- in the new purchases column- lol). We do pay our balance in full each month and others seeing the numbers would probably...
  3. General Chat
    We are currently renting a house that has a septic system. We have never had one before. We have always been hooked up to a sewer system.....this morning, the septic system backed up. Is this something that will happen if you run to much at once? DH and I took a shower, ran dishwasher and...
  4. Debt Reduction & Money Management
    I am thinking about trying a new budget system. I kind of want something for my computer but I do love writing it down. Either way I am wanting a change. What do yall suggest?
  5. Envelope system
    I saw that there is a sale on some of Dave Ramsey's products at his webstie with something like $4.95 shipping. Does anyone know if there is something similar out there for a lower price? Or have you just created your own system? Thanks!
  6. Family
    ~Can anyone recommend one? I'd prefer something that gives out tokens in 5-15 minute increments for tv viewing and game playing. We don't have cable and the control systems I'm seeing are for that and in 35 minute increments.~
  7. Preparedness and Survival
    I have an email buddy in Greece, who lives on the island of Crete. He told me yesterday that with the near-demise of the Greek currency he and his neighbours had been returning to the barter system. He is an olive farmer, so in return for help with his harvest, he pays his neighbour in olives...
  8. Frugal Europeans
    I was mugged a long time ago now (he got nothing as i dont have a mobile and do not carry around much) but ever since i have stopped carrying a purse , tomorrow its asda for me so the envelope called Asda comes out . i have a list and a coin bag with money in it. Now i know this is a 20min...
  9. Envelope system
    DH and I are both self-employed and our income varies from $0!! to $10k(at which point lots of bills are piled up) per month(anywhere from 30k-50k per year). A few months ago I saved 1k e-fund and paid off 2 cc bills totaling another 1k and then had to use all that money in the e-fund to pay...
  10. Meal planning
    I don't want to do anything too regimented...like monday is Chicken. But I need something in place to make planning easier. I was thinking something along the lines of trying to plan for (per week): 1 crock pot recipe 1 sandwich night 1 leftover night 1 full Sunday meal 1 "ethnic" night 1...
  11. General Chat
    DutchNews.nl - Swim teacher faces ten years in prison How absurd is this sentence. I thought that a prison sentence was supposed to be a deterrent. What would have happened to this guy in the US? Surely not this kind of leniency. Yesterday at a birthday party we were discussing this and other...
  12. DIY
    I have a 1500 gallon water tank that I recently replaced with a larger one. I'd like to use the old tank to catch and store rainwater for use in the garden, but I am stuck as to how to do so. I can't put it near a gutter, because it is so large, it doesn't fit next to the house. Besides, I'd...
  13. Envelope system
    Really want to make this work, we just started the DR baby steps and already funded our EF within approx 2 weeks by selling some stuff on craigslist. Having just started this in Feb, we have divided out our bills into 12 months and are saving the according amount per month. Say car insurance is...
  14. Health and beauty
    This article is about broccoli having several benefits - some of which I did not know! :) There's even a tasty recipe I'd like to try at the end for broccoli/lentil soup. Did you know broccoli has protein in it?! Is this the next (but not new) 'miracle/super food'? I love, love, love...
  15. General Chat
    Over the past few days we've gotten some hints that we have a problem with our electical system at home. Our dining room chandelier is buzzing when it is on, there is an electrical smell in the bathroom and our hardwired fire alarm went off last night. We live on a farm, our house is over 200...
  16. Home Environment
    Do any of you have security systems and what are the best/ most economical, etc? We are renting a house, but every time I hear about the terrible home invasion in Connecticut, I want to run out and buy a security system. We are in a remote area close to a high-crime city... unfortunately...
  17. General Chat
    Plan to get hubby a GPS for Xmas this year...have NO idea which kind to get him. We liked the Garmin a friend lent us once......anyone have any 1 year old or less they love/hate? What should I look for when purchasing one? Don't know if I'll buy a 'new' older model off eBay or wait for the...
  18. Frugal Recipes, Leftovers, Budget Meals
    I have started trying a new system for my leftovers. Even when I only have just a bit, I like to freeze the leftover(s) in ice cube trays then transfer to a ziploc bag(s) I keep in the freezer. My plan is to write down what I put into these bags, a running list on my fridge or otherwise...
  19. Frugal Living
    You have to see this...she is giving away a tutorial for a envelope system...I love dave ramsey but don't want to spend the money, so I began looking around the internet and found this. Too Adorable! Free Envelope Template and a Tutorial! | Kelleigh Ratzlaff Designs
  20. Envelope system
    Has anyone made the envelope system for food, as in an envelope for dairy, meat, produce, beauty products, etc....I was thinking of allocating a certain amount for each one, I do a list of what I need but to better understand what I spend and what I may need to alter I thought this would be a...
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