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  1. Question and Answer
    Hello All, My family is in the process of moving, and we have been struggling to figure out the rules around capital gains. To be clear, we want pay taxes we owe, but we don't want to make a poor decision and end up paying more than we should have to. We are blessed, but not "wealthy" (second...
  2. Debt Reduction & Money Management
    This year we owe taxes again. We know why. But next year we won't. Without the thing that makes us owe taxes, we would have received a HUGE refund. We have our withholdings (or whatever you call it) set at 9. So in our tax software, it let's us predict what we should do for next year. Even...
  3. Debt Reduction & Money Management
    This year, we've decided to bite the bullet and get our taxes done at H&R Block here in Canada. Has anyone Canadian used their service and has an opinion of it? The main reasons are as follows: We don't want to be reassessed again and end up owing when somehow, someone miscalculated...
  4. Debt Reduction & Money Management
    I found this useful: Early tax filers wait for refunds as the IRS fights ID theft | www.clarkhoward.com
  5. Debt Reduction & Money Management
    Just a heads up for anybody doing federal taxes: sometimes it is better to mail it in. We have to submit documents outside the normal ones that can be electronically generated. Before we e-filed, we had the thought that we should figure out which would be best. Sending all supporting documents...
  6. General Chat
    I filed my taxes today and I am so excited! I have literally been scrapping by for the last few weeks, even told my boss I was going to have to apply for food stamps :( . Friday when we had to submit our timecards we also had to submit our bonus sheets, which mine was $0. My boss was off that...
  7. Debt Reduction & Money Management
    Just curious. A lot of other sites I hang around on, people are talking about paying $150-$300 just to have someone do their taxes. That seems outrageous to me. So how much does it cost you? We pay about $20-$50 every year to buy software and do it ourselves. Price varies depending on...
  8. Debt Reduction & Money Management
    When doing my taxes online (using the free military H&R Block) they had a place where you clicked if you bought a car in 2011. Not just a new car, but any car. We bought my husband a beater, 2000 Honda Accord. Well, the forms for filing with buying said car are not out till the 31st. Does it...
  9. Debt Reduction & Money Management
    Would you pay your property taxes as assessed at full market value if your home has lost 50% or more in value due to a major disaster? We figure we lost about 80% some have no house at all and are expected to pay. For the first time in our lives we are "deadbeats". We haven't paid our school or...
  10. General Chat
    Somehow we got all of our forms early this year and I just finished them! We dont have state taxes here so that does make it a bit easier. So happy to get it over! :cheergrl:
  11. General Chat
    The new Turbo Tax refund calculator for 2011 just came out, so I started playing with it. One of the things I found was that it estimated our refund at around $1500. K, that's cool. I added an extra child just to see what would happen and the refund was just over $4000?! Not that I'd have more...
  12. Debt Reduction & Money Management
    My mom has tried to tell me that most of my tax refunds are coming from my student loans so I should not try hard to pay them off. I am thinking this is not true. However out of curiousity I wonder .. is it better to pay them off quicker or not. I have my loans with Sallie Mae which...
  13. Debt Reduction & Money Management
    ~Well, I had our taxes done online a month ago but wanted to double check all my inputs and receipts on another day before submitting. You know how that turns out. I finally got around to it yesterday. :loop: But as I was about to file I noticed that they were going to charge me for using the...
  14. Dave Ramsey
    Wife and I called in 2 hits to our debt today, $1600 of the CC debt GONE ($600 & $1000) AND we funded our March envelopes FULLY thanks to both a decent commission check and selling more stuff on craigslist. So nice too cuz that reduces our credit cards from 4 to 2 altho the last 2 are larger...
  15. General Chat
    I remember from last year we almost missed the $800 credit. This year I made sure we did remember. My sister almost forgot but her tax preparer did not let it get by. It is easy to miss. I think and I STRESS the word THINK it is the work credit on line 63 with a schedule M. Find out if you...
  16. General Chat
    I babysat for like 4 months, making $270 a week. She is claiming it on her taxes (she wanted me SS number) so I assume I have to do something on my taxes about it to. Is this going to make me owe a lot of $ you think?
  17. Debt Reduction & Money Management
    Owe, break even or getting a return? We owe the Feds $400. No interest free loan for the :pdoff: from us. Not going to be easy parting with that money in April...
  18. General Chat
    Last year DH and I had to pay on our state taxes for the first time. We couldn't figure out why but knew something must have changed so the state could recoup some of the tax-relief money we got on our paychecks.The same thing happened to several people we know. We filed our Federal online and...
  19. General Chat
    I am pulling together our tax forms for this year. We don't itemize and have rather simple taxes to do. In 2010 we received a $750 settlement from a Class Action Lawsuit from when an industrial fire broke out. Most of the town was evacuated and the company was found at fault. They settled and...
  20. Debt Reduction & Money Management
    I know nothing about this kinda stuff. I am looking to get more in my paycheck, not really looking for a refund at the end of the year, but I also do not want to pay. I claimed 0 and married. Can anyone help me out? :sun:
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