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  1. General Chat
    I've come along way,but still have work to do...actually considering selling all the jewellery as I no longer wear it...tamed the closets down...what is a minimalist home? Just want a complete change in my heart and not sure how to achieve it. Thanks for reading!Janine
  2. Debt Reduction & Money Management
    A little background: My son is 19, attending college, living at home, drives a paid-in-cash car, first job at 16, switched jobs last year (he was 18), got laid off this past July and has still not been called back to work. By about 6 weeks of layoff, I started getting nervous and encouraged...
  3. General Chat
    I'm very interested in stockpiling...but unsure how or where to start...Any tips? Janine
  4. Debt Reduction & Money Management
    A recent thread about a mother destroying a credit card offer sent to her 18 yr old child got me thinking, and I wanted to share a cautionary tale to all the parents out there who are sheltering their children from choices that sooner, or later, they will have to face. The cautionary tale is...
  5. Kitchen Basics
    ~I'm attempting to make pork spareribs this weekend for only the third time in my life. The other two attempts were just "eh" as in, too tough, too fatty and not fall-off-the-bone-bbq-amazing. One recipe called for an hour in the oven followed by 10 minutes on the grill, another recipe called...
  6. Green Living
    I love tofu, but I have to admit that have never cooked it myself. I select it at restaurants and enjoy it, but have no idea what to do with at home, or even how to buy it.... can you help me? (and others that want to know too) thanks!!
  7. Homesteading and gardening
    Thought of a neat thread idea. I'm always looking for something new for the garden and with so much to choose from, it's hard to find the time to do the research. So, my challenge to you is this: Teach me about a plant in your garden. Take a picture this year or use an old one of any plant in...
  8. General Chat
    Being a substitute teacher, I am at a different school almost every day. I can not even begin to count the number of kids who have $300 cell phones, $200 ipods, etc etc etc. Now, I am sure that some of these kids have jobs but I know that most of them do not. What I am getting at is- I used to...
  9. Homesteading and gardening
    I am trying to start my vegetable garden from seeks this year because it is so much cheaper than buying plants. But I am having the worst time getting them to sprout. :( Can someone please give me some pointers? I am trying to grow: tomatoes bell peppers string beans snap peas basil...
  10. General Chat
    This post comes off of reading mmy2grls post about her daughter carrying coupons in her purse and looking for coupons for the fast food that she likes. I have a 4 yr old son and I’m trying to teach him about money and finances but I don’t feel like I’m doing a very good job. Last week I said...
  11. Coupons
    New at using coupons And being Frugal. If anyone has any advice, I love to hear it. We have been over spending for too long. And after losing 1/2 my income we have decided to trim the fact in our spending. I'm open to any advice.
  12. Debates, Politics and Personal Opinions
    I have always saw FV as a place to be yourself. If your struggling to pay high taxes, high medical insurance, high medical debt. or anything financial for that matter. Rebates seemed open for discussion. Politics, you name it! I now see when I post what Im struggling with, it can easily offend...
  13. Freebies
    http://www.centurycouncil.org/materials/view.cfm?prg=14 Ask, Listen, Learn A creative multimedia program for middle school aged kids and their parents specifically designed to provide information and strategies help facilitate continuous conversations about the dangers of underage drinking...
  14. Frugal Living
    Okay, so I am trying to instill frugalness into my two preteens. Overall, they do very well with watching the cost of things when spending their own money. It's when they want to spend my money that they forget to watch for a good deal!!! So, I came up with a solution to this. Every season...
  15. General Chat
    Seriously, I feel like I have the only almost-7 year-old who cannot ride a bike. We recently took off the training wheels, and she just can't get the whole pedal and balance thing. All of her friends ride bikes and I think she is feeling the pressure, but still can't get it. I am SOOOOOO...
  16. Careers
    We have a teacher who was let go and left an opening for a 2nd grade boys teacher. (Strictly his own fault, he was given plenty of chances to get his act together and didn't.) Also, we already have our contracts for next year. Our principal wants to know as soon as possible so she can know how...
  17. Freebies
    https://www.metwebforms.com/Redesign/Products/Auto/Teendriver/Docs/handbook.shtml Katy
  18. Needle Arts
    I'm going to get some stuff tomorrow. Is it hard? I crochet, but they say that knitting goes faster. I taught myself to crochet, do you think I could teach myself to knit?:huh:
  19. Family
    or have already taught them that you wish someone would have taught you at an earlier age?
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