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  1. General Chat
    what is your latest short term goal ? ( 3-6 months range ) last one was to survive the lay off new job missing a dh pay check and we did. NEXXTTTT ... ( cant wait untl the day theres no next !) used car for ds #2 He starts college in fall will most likely be communting ( unless he...
  2. General Chat
    Some time ago, I asked for your advice concerning long term care insurance. I wasn't sure I needed it and wasn't sure I could afford it. You all told me I needed to seriously look into it. And I took your advice. Just want you to know that Hubby and I signed up for a policy today. We had...
  3. General Chat
    How far out do you set goals? Do you write them down somewhere and look at them every so often? Just curious how others handle goals..... I am a list maker. Hubby doesnt write anything down. I usually check my list a couple times per year, then usually in January I write down new goals and...
  4. Pregnancy
    ~Forgive the super tired expression on my face. I took this pic last night after dinner and I was really tired! Hopefully only a few weeks to go. :D ~
  5. General Chat
    ...come to mean "I love this for all of five minutes?" I'm listening to an interview with a celebrity (wow, I guess I'm on a real celebrity kick right now -- weird!) and the interviewer has said, about six times, "This is my favorite (fill in the blank) right now!" I was always under the...
  6. Frugal Living
    Hi Everyone, DH needs two hip replacements and will be getting the first one this week. The doctor says he'll be off from work for 2 to 3 months each time. He has never been on short term disability before and so we do not know what to expect. He'll only get 80% of his base pay, and they will...
  7. Debt Reduction & Money Management
    Hiya Folks, I just found this community and am looking forward to it being a good resource in my becoming debt free. I'm currently in the process of getting my debts paid off and am starting to look at a Universal Life policy that my parents gave me years ago. Dave Ramsey speaks constantly...
  8. Question and Answer
    I want to buy say..50lbs or more of sugar for my stockpile...what do you store it in to keep it from getting hard? Any down falls to stocking that much sugar? Thanks!
  9. Debates, Politics and Personal Opinions
    http://wcbstv.com/breakingnewsalerts/bloomberg.third.term.2.847239.html It looks like NY city council has given permission to extend term limits ~ ironic considering most of them are in their second term..... thoughts?
  10. Education
    Hi all, I had decided that come August 2009, I was going back to school to get my two-year degree. I'm perfectly fine with this change in my life and my family supports me. :) My dilemma right now is how to go about doing daycare for two kids, one of which is developmentally disabled. We have...
  11. Dave Ramsey
    My husband and I are going to meet with our insurance agent and get off of universal life and go to 20-year term like Dave recommends. What about the kids (we have 3, ages 5 and under)? They are on universal, as well. I don't remember seeing anything about insurance for kids in his books...
  12. Frugal Living
    How's that for the longest title ever?! Ok - right now we have a small amount of debt. We have two mortgages, one on our primary house & one on our rental house (the rent we collect covers the mortgage payment). We just bought a piece of raw land and we'll start making payments on that June...
  13. Health and beauty
    I've noticed several of you on here who seems like you have lost weight and been able to keep it off...so kudos to all of you! So, I thought this might be a good place to ask this question! Does "dieting" ever become second nature, or is it always a conscious thought in your mind? (And by...
  14. Health and beauty
    Do you have any? Do you plan to purchase any? As part of any good financial plan, everyone should consider purchasing long term care insurance. Having worked in the industry, I saw many folks have their wealth eliminated and were left destitute due to the high cost of long term care. I saw...
  15. Debt Reduction & Money Management
    I've been considering pushing the subject of DH getting a 5 year term life insurance policy. ( I think he's got some irrational emotional resistance ) I would only want a minimal amount for about a 5 year term. I'm afraid that if something happened before the house is paid off I'd have to sell...
  16. News you can use
    Where to invest for the short term Question: I'm 23 and make $50,000 a year. I put 8% into a 401(k) with a 4% match and $1,800 a year into a Roth IRA, but I would like to start saving to buy a house. I currently have $10,000 in an online savings account that earns 5% interest. Are stocks too...
  17. Goals and Dreams
    Long term - t's a big thing, but I really want to own a few acres, build a nice house, and raise our own produce and livestock. Mid term - buy a house in the suburbs, pay off all our debt, children. Short term - frugally fix up our run down house we're renting, hone my frugal skills, work on...
  18. Pregnancy
    so I have felt really nasty and nauseated all day today. its just getting worse. and the thought of making dinner. well it may not happen. I haven't felt this :yucky: since my first trimester when I thought I had a nasty case of the flu. could this mean something? hmmm I wonder
  19. Frugal Living
    What is your biggest short term (let's say within a year) financial concern? What worries you about your current financial situation?
  20. Homesteading and gardening
    HYBRID -- A plant with parents which are genetically distinct. The parent plants may be different cultivars, varieties, species or genera but not different families.
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