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  1. Debt Reduction & Money Management
    My net monthly income from paychecks is about $500. My net monthly income from tips is about $1700, but I can't get a loan because I can't prove it. My guess is that I should report my tips at the end of the year when I file my taxes, in order to have proof of these tips as income so I can...
  2. General Chat
    Hi, I am new to this forum. I'm looking for money management support to control my spending when I get an extra bit of money. I am a single mom of three kids and I want to teach them how to be responsible with money. Except that I'm very irresponsible and it stresses me out! So I have come...
  3. Homesteading and gardening
    Within the next year and a half we should complete our house on the family farm (which we drive back and forth to daily as it is). All of our gardens, farm land and farm animals are already there. I'm really wanting to learn how to be a "true" homesteader (or self-sufficient) and would love...
  4. Blog
    I have revised my current budget. Here are some of the tools I use to help the pocess. 1, I don't spend as much time with couponing. Ijust cut the ones i need. The rest I donate to my job, friends and the local Dollar General has a box you can put your unwanted coupons in. Plus I do not buy...
  5. General Chat
    headed to Fairfax VA in March for a 3 day weekend arrive fri-- leave sunday as my youngest daughters ( 15 yo ) competition cheer team will be performing in the Battle of the Capital competition at the patriot center . we are staying at mason inn conference center and hotel, already...
  6. Just Tips
    In hall, lobby, passageway, living room, small-sized spherical lamp, oblate and square ceiling-mounted luminaire can be your choice and make sure their sizes are fitting for the space. Sometimes there can be spotlight up in the entrance place. Lamps for hall, passageway and other rooms shall...
  7. Coupons
    I am in the midwest(Iowa) and we do not have any stores here, any more that double or triple coupons. I am needing to find ways to save money since my husband is not working and I am on a seasonal position that will be ending soon. I dont want to buy stuff that we wont be using. Thanks ahead for...
  8. Debt Reduction & Money Management
    Hey everyone, I found FV a couple of weeks ago and have been digging through archives ever since. I can't believe the wealth of knowledge and support I've found! I've finally decided to post, in hopes of having some accountability, a place to post successes, and my budgets so that you can...
  9. Just Tips
    I have a goal to pay cash for a new car next year! I think I can do it but I have to really scrimp this year in order to make it happen. I do a lot of frugal things already but I'd like some more ideas of how I could save money that I'm not already doing. Here's some stuff I'm already doing...
  10. Homesteading and gardening
    My husband and I are working towards perennial gardening. We are very interested in doing asparagus. Any tips or suggestions? We are pretty good at gardening but will be new to this one.
  11. Christmas
    I went out to stores last year, having skipped it for years past, and found, well, it's just NOT my cup of tea...at all. Got some of what I planned on at Toys R Us, walked into Walmart, decided standing in line for 2-3 hours wasn't worth it to check out, headed home, finished up online, got...
  12. Homesteading and gardening
    Aargh, not what we need today, but one of my ladies was squatting and straining this morning. So, we picked her up, gently, massaged her vent and liberally applied vaseline, and set her into the nest box. I didn't really notice she was swollen, just had her tail down (that NEVER happens). My...
  13. Baking Breads
    Anyone have any make ahead and freeze recipes for bread & rolls? I was thinking about making up batches of dough and forming loaves & rolls then flash freezing and storing in airtight zip freezer bag. Then all I'd have to do is bake from frozen as needed. Has anyone done this/does anyone...
  14. Stockpiling
    Can we talk about what a well stocked pantry would look like? what it would contain? how much to have in order to ensure that items are always fresh? How do you prevent infestations, etc... i'm hesitant to stock spices and herbs because i've heard that they lose freshness so quickly (like 3...
  15. Crockpot Recipes
    Slow Cooker Beef Tips and Gravy Recipe DescriptionTender chunks of beef or deer in a seasoned brown gravy, yummy over rice or noodles. Preparation Steps:Spray your slow cooker with nonstick spray before adding ingredients. You may need to trim some fat from your stew meat, so...
  16. General Chat
    Little Miss just came home from her first sleep over wearing make up,nails and toes done with fancy details,her long hair curled, and wearing the biggest smile. They mention they used a heat defender on her hair to protect it and the curls would have lasted longer if they had used hair spray...
  17. Just Tips
    It seems never-ending...because it isn't! Everyone has a different method in housecleaning and decluttering, and if yours seems to be working for you or you've heard something that works please share it! I'm always up for new ideas. :) A friend of mine came over a week or so ago and told me...
  18. Just Tips
    As some know I follow Zenhabits.... I LOVE Leo's site anyway this was one of his posts that hit home for me so I thought I would share =) *** Note this was NOT CREATED BY ME the Author is Leo Babauta 1.Go with one car. Many families have two or more cars. Besides your house, your car is...
  19. Frugal Living
    In light of so many worthless articles that are on the internet now about new ways to be frugal. I decided that it may be interested for us to list some of the things we have tried that really didn't work for us. When I first moved into my apartment I was overly concerned with getting my...
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