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tough

  1. General Chat
    My baby girl's BD is fast approaching, she'll be 28. (eek, dear GOD how did that happen??). she's fighting the same financial battles as i am (and the rest of the planet) and our gift exchanges at christmas have become much more based on meeting needs rather than wants. i asked what she might...
  2. Debt Reduction & Money Management
    Many of the suggestions are no-brainers for those who have been here at FV for awhile, but I thought this might be a good resource for those who are just getting started -- each of the files is a short, easy read and it has some good tips. 10 Tips For Tough Times | OSU Extension Service ...
  3. Financial hardship
    ahead and I have nobody to blame but myself. All my over spending and careless ways have gotten me here. I get paid tomorrow and after all the bills are paid, I have $60.00 for the next two weeks. Mind you I need to get some groceries from that. I am not posting this for any sympathy but...
  4. Freebies
    Get a free sample of Super Tough Hand Scrub from Handscrub.com. Company information is not required when filling out the request form. This offer is available to U.S. residents. http://www.handscrub.com/request.html
  5. Frugal Living
    I always try to give myself a new year's resolution that is creative, and tough to accomplish. I got sick of the 'try to lose weight' and typical stuff years ago so I do something that provides me with a challenge. this year I started a "zero tolerance policy for BS" so whenever someone...
  6. Debt Reduction & Money Management
    Despite being a three paycheck month month for us, October is probably going to be the toughest month for us financially. We're making progress on our debt and literally it is so close to being overwith I can taste it, but late August my wife had to have surgery ,and including other expenses...
  7. General Chat
    I hope I am in the right spot. Things have been sad in our little neck of the woods. A local man (he was only 20) was the latest casualty in Afghanistan. He was killed while on patrol on Thursday. His family was notified late Thursday night. While I didn't personally know Spc. Keith Eric...
  8. Financial hardship
    I know that times are tough or starting to get tough since the recession is in the States and has started in Canada. If you have a happy story or have a word of encouragement, please share it with others. (Don't stop at one--if you have something else to share afterwards, please share again!)...
  9. News you can use
    http://money.aol.com/news/articles/_a/bbdp/paulson-braces-public-for-tough-times/90601?icid=100214839x1205821527x1200287482 In reading this article, I felt Paulson was overly optimistic. But, that's the position I would expect him to take. From what I've seen, the third quarter economic...
  10. News you can use
    Malls get creative to draw more shoppers in tough economy One-stop shopping has taken on new meaning as malls work to revive declining business by blending shopping with full-blown entertainment.
  11. News you can use
    http://www.cnn.com/2008/LIVING/wayoflife/06/04/economy.pets.ap/index.html FRANKLIN, Massachusetts (AP) -- Diana Bardsley wiped tears from her eyes as she recalled taking food off her plate to feed her beloved spaniel Hunter and two Siamese cats. Doreen Kazijian said she delayed buying...
  12. News you can use
    I-bond's new rate: tough choice for investors The government's inflation-fighting I-bond, issued from May 2008 through October 2008, will earn an annual rate of 4.84 percent.
  13. News you can use
    New cars too tough for crash rescuers The stronger metals and sturdier construction of today's autos make it harder than ever to cut accident victims out of crumpled vehicles -- but the new technology saves lives, too.
  14. Debt Reduction & Money Management
    When we first bought this house (VA loan) our house payments were something like $1200 a month, including the local and school taxes. When DH was laid off the first time we applied for unemployment, it was $1200 a month. Hmmm. After he went back to work (as fast as we could) we refinanced at a...
  15. Money challenges
    I was thinking about a no spend month, except for gas, bills and food. Is that crazy? We really need to jump start our budget and I thought this may be sort of like a good experience to start with.
  16. News you can use
    New Chinese investors learn tough stock lessons China's main market, the Shanghai Stock Exchange, has tumbled about 25% since its peak on Oct. 16, according to the Shanghai ... </img>
  17. Financial hardship
    Well, since DBF and I started building our savings, it seems like everything that could possibly go wrong has. :( First, DBF got a speeding ticket. Not too terrible b/c he has the money to pay it in his personal/car fund savings. Then... DBF gets written up at work and b/c his boss is a jerk...
  18. Family
    I think it has been at least 4-5 days since I have been on FV. There is a couple that has cared for our kids while we worked since my oldest was less than a year old. She is 10 1/2 now. We are now on our 3rd child with them and they have become like family to us. We have always felt blessed...
  19. Kitchen Basics
    We got a good deal on a fancy roast which I cooked yesterday. It's been a long time since I've had a roast not be tender, but this one even hurt my jaw and dh is the one with TMJ. And of course it's a big one -- 4lbs. It was a really lean roast -- I think that's the problem. So this morning...
  20. General Chat
    I've been having a tough day today. My brother passed away 10 yrs ago today he was only 36 and had five kids. He was a really great guy. I was fine most of the day, but I wanted to write a tribute to him on my blog, which I did, now I'm just crying like a baby. After 10 years I'd think it...
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