track

My step Mother died which means my Fathers trust will now be divided We got an annual report so I hve an estimate of what my share might be. I can pay off all consumer debt and about 1/3 if what we have left on the mortage. But we really need new windows, and would love to pave the...

I've started this thread for anyone who has made a goal to pay off a certain debt(s) by the last day of the year to keep us focused, to aid and add encouragement and to allow us to toot our own horn as we get closer to our personal goals.:clap: There are no rules here. We aren't following D...

what should I do? I have been waiting nine and a half years to get my life back in order, so this decision doesn't come lightly, nor should it. I have two school-aged children, one with autism and one without. I have been wanting a direction in my life aside from my kids because when they get...

I got a job last August working from home. I write for a large deal blogger. Needless to say I am totally on top of all the great deals out there. BUT, it is so hard not to try to take advantage of them all. I find so many great deals on things we use or *might* need soon and want to jump on...

I have been in a frugal slip... For the last 2 months things have kinda been hectic (a high school graduation, company, etc.)... Not spending money has been on my mind, but sadly not in my ability.. It cost us $400 to have my inlaws down here for daughters graduation, more if you include the...

ok, I don't have a gift closet but isn't that what it's called?? What do you do with the stuff you pick up through the year for gifts? How do you keep track of it. This is the first year I am doing it. I currently have two fabric bins in my laundry room ( up high out of reach) with stuff...

Well the last couple months have been less than frugal for me. But now I'm ready to get back on the bandwagon and get myself into a better place! We moved into a larger more expensive apartment. I had to buy a washer and dryer for the new apartment, because we didn't have any to move from the...

We've sold our house this weekend. :) As such, the money from the sale will go to pay off all debts. This includes the mortgage, the renovation debt and our Best Buy card. In other words, we're wiping out every single cent of debt before venturing into the new house. We're about $127k in debt...

For the last three months it seems like we are constantly getting overdrawn on our checking account. DH doesn't keep track of his spending very well and I have to say I've lost my frugal focus a bit as well. It happened again today and I am FED UP. Gotta tighten the belt, make some better...

Hi everyone! Been a reader for a long time and finally decided to register. We are cash-only, with an ATM card, not a debit card. So when we grocery shop, etc, we use cash that's pulled from the ATM. That's our leak, big-time. We pull 40, spend 35, and the extra 5 disappears. DH and I are...

Its going to take DH and I about a month to get caught up on our current bills and back to working with a budget again. Anyone who can help would be appreciated! I am going to go with just DH's pay, because who knows when I am gonna get a job. I am not going to add in weekend yard sale money...

Just wondering for those out there with health issues, how do you track them? This morning I decided to track it all in one place so if there was a problem, I can backtrack and see what was going on during that time period. Since I have a surplus of empty binders and ruled notepaper I decided...

I've decided that I'm going to keep track of every coupon I use in 2010. At our house we don't use coupons every day but when we do use a coupon or two we make sure to match it to sales so we get a big discount. I tried to think of how much we saved this year with coupons but of course that was...

O.K. My mom is better, my son's school issues should be over and I am ready to get back on track. Yesterday I clipped every coupon I have and organized them into envelopes for different catagories - H&B, food, cleaners, dogfood, medicines, paper goods, etc. Tomorrow I plan to put the coupons...

I have been sick for about 2 weeks (bad cold then bad bad time of the month, seizure disorder ). My housework is behind, my cooking has not been planned (thank God for stockpile). I was able to keep up w/dishes, some cooking and some laundry. But my house is just so piled and cluttered. I feel...

In 2009, I would like to discover a better system to track our spending habits. We have always used a simple ledger book. It works and we can account for every penny. The problem is the information is not easily used. I would like to find software that would allow for generating of reports...

Normally I am oh so organized when it comes to the numbers. I can generally tell you where every penny has went. The last 2 months have been a nightmare and the reality is they should have been much easier since all the home repair projects have been on hold. Somewhere in mid-November I threw in...

I have 2 debit cards that I have various money put onto. I can keep track online but writing stuff on paper everytime I spend when i'm out is inconvenient and I always lose my piece of paper. There has to be a way to keep track of debit card usage.

I found this cutie while looking for toy patterns Made By Cynthia Rae Link

*deleted* Double post