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  1. General Chat
    Background: we have a 1st & 2nd mortgage with 2 different banks. With the plunge of housing price, I guess (with some comparable sales in the area) our total combined loan should be about 90% of value. Okay, recently, we have been receiving a letter from the 1st mortgage every 2 weeks...
  2. General Chat
    I'd say we're stuck in it! As much as I believe in the frugality and sensibility of being a one income household with a stay at home parent, that's just not reality for us right now. My husband's current job does not offer health insurance, and we are still working on becoming debt-free except...
  3. Just Tips
    http://www.durgan.org/ShortURL/?WXXZD Build Rodent Trap to Protect your Garden Building cheap rodent traps is a good way to control these dirty little invaders that focus on nibbling away at your produce and stripping leaves off your seedlings. It’s time to build mouse traps that kill mice and...
  4. News you can use
    http://www.nytimes.com/2008/07/20/business/20debt.html?pagewanted=1&_r=1 Good reading material. :)
  5. General Chat
    I guess I cannot post a link yet... Anyway, there are a few excellent articles about debt, lenders, and the economy in the NY Times -- nytimes dot com -- you have to register to read the articles. If you go to the home page, you'll find them
  6. Just Tips
    i just heard this, and looked at mine. if you use dryer sheets the waxy stuf can clog you dryer lint trap, that cuts down on the way it works. take it out, rinse it under water , if water goes thru freely you are in good shape, if it appears clogged then scrub it , i guees this also becomes a...
  7. News you can use
    Money Makeover plan: Getting out of a trap The Kellys should focus on credit card debt first, then on their other obligations.
  8. Leisure & Media Arts
    The author of "Maxed Out" cited this author (Elizabeth Warren) and her book several times. Anyone else cracked it? She discusses the dramatic increase in bankruptcy claims which have coincided with more women working full-time outside the family home. Not the usual blame the victim approach...
  9. General Chat
    I came across this little parable while surfing around today, at about the same time I heard several of the political ads bashing each others opponents.  This made me wish that they all felt the same way about the rat trap. The seem to be so intent on trying to point out what each one feels is...
  10. Debates, Politics and Personal Opinions
    How many use execution style mouse traps or do you dispose of rodents humanely? If you read my post in the "veranda", you will know about the rodent crisis I found myself in this morning...long story short when we found the recently executed a momma mouse, her baby was sitting quietly on top of...
  11. Frugal Living
    Need Advice for a Wanna Be SAHM Since I've discovered another little one is on the way (I'm gonna be 40 in November you guys) I'd really like to figure out how to stay at home with my babies for a while. I only stayed home with dd for 6 weeks and it nearly broke my heart. I pay between $400...
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