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  1. Dave Ramsey
    All of my regular bills are up to date, I very rarely ever get behind on hydro,phone,etc.... I figure what I will do for now is take any extra hours of pay from the dollar store (I am only a casual worker there) and put all of that towards my baby emergency fund. All money from my hairdressing...
  2. General Chat
    Next month my Visa is due to expire...I'm thinking of closing the account as I strap down useless spending inorder to pay off the mortgage faster. My questions are: 1) Is there an annual fee? 2) Is there an interest rate? 3) Is it easy to use onine shopping or a hassel in regards to extra steps...
  3. Frugal Living
    As of June 18 Visa raised allowed hold by gas pumps from $75 to $125. The time of hold is still up to 72 hours. Visa has allowed $75 hold since 2008. With gas prices above $3.00 a gallon, $75 did not always fill the tank anymore and pumps were shutting off before larger vehicles were fully...
  4. Dave Ramsey
    woo hoo had been working my butt off the past month without really paying attention to how much my deposits added up to and when i did the checkbook today - i had enough to pay off the TRU visa !! woo hooo !!!!
  5. Dave Ramsey
    Paid off the visa yesterday, moving on to my truck in January, that will be done in April then it is on to piling up the cash, doing mutual fund and paying off the home. WHEEEEEEE
  6. General Chat
    Well, I woke up at 8:00 am this morning. Was nicely tucked in bed watching the news with the cat. When I heard my answering machine picking up a message from Visa Fraud Prevention Services. So first I could barely hear the message and second I didn't want to start freaking out so I went about...
  7. News you can use
    Visa rescinds debit card rule Consumers can now use Visa debit cards for smaller purchases without entering a personal identification number, the same way ...
  8. Debt Reduction & Money Management
    Does anyone have one of these? I read that there is a $4.95 a month service fee are there any other fees attached? I have a debt card but am thinking of getting rid of it. It is too easy to whip out and use.
  9. News you can use
    Visa plans to sell more than half of itself in IPO Visa is hoping investors will open their wallets and shell out more than $16 billion for what's expected to be the biggest U.S. ... </img>
  10. News you can use
    Visa IPO could raise almost $19B, dwarf other debuts Visa said Monday it expects to raise almost $19 billion from an initial public offering, which would easily become the largest ... </img>
  11. Freebies
    From ad in TimeOut New York. Wachovia is offering a $100 VISA gift card and a free 2007 Zagat guide for opening a checking account. Free $100 VISA gift card and 2007 Zagat guide $100 minimum deposit required $100 minimum balance must be maintained for 6 months Gift card will be awarded at...
  12. Debt Reduction & Money Management
    Just curious, I saw an ad through mypoints about getting 1000 points if you sign up and use the card one time. Has anyone ever done this?
  13. Freebies
    Register your Visa card at the below website and after your 10th meal purchase with your Visa at BK, you'll get a credit for $7.00. See website for more details. Offer valid from 6/1 to 8/31 https://www.visa-bkdeal.com/?cid=310?ep=v_sym_bkdeal
  14. Christmas
    I was listening to the radio this morning, and there was a man from a credit counselling service saying that the week before Christmas, approximately 300 Christmas related transactions per minute will go onto a Visa (or some other form of plastic) Last year at this time, I would have shrugged...
  15. Debt Reduction & Money Management
    I use our Visa for almost everything and pay it off at the end of the month. Its just so nice not having to write checks or enter a debit card transaction right away. I just carry my credit card with and no pocketbook when shopping and I love that freedom. Well I just checked this months balance...
  16. Pets
    I'm so sad. Visa, my furbaby, is very sick. I went out of town last week end and when I got home Dh told me she had been coughing all week end. Not only is she coughing, she has very labored breathing. I took her to the vet yesterday and she has congenital heart failure. He put her on some...
  17. Debt Reduction & Money Management
    http://www.practicalmoneyskills.com/english/index.php
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