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  1. Debt Reduction & Money Management
    I just read an article on Nonrecourse vs recourse states for walking away from a home mortgage. Can some one explain what this really means? I live in Arkansas. we are thinking about putting home up for sale, however, we will have to put carpet & tile in at 3000 then when/if it sells we will...
  2. Debt Reduction & Money Management
    World's STUPIDEST "Smart Person" advice - Law Prof says walk from your mortgage Professor advises underwater homeowners to walk away from mortgages Excerpt Obviously this lawyer has no idea of the financials involved. Just WHAT does he think will happen if said "strategic" defaulter buys a...
  3. General Chat
    I can't figure out if I should brave the really strong winds and blowing rain :thunder: and walk to work (I generally walk all the time), or suck it up and call a cab. I feel bad spending the money on a cab but 40 min walk to work in this weather with the wind so strong could be un safe. But I...
  4. Frugal Europeans
    Just got back after a 20 min walk , i went to the two local parks via the Manchester superstore do you think these are good value 20 kg white rice from pakistan ( it just said the best rice in pakistan) can not remember brand for 19.99 20l vegetable oil drum, for 14.99 a case i think...
  5. Blog
  6. Debt Reduction & Money Management
    My house is on the market. I can afford the payments. I put 20% down on this place. But the bottom line is, I can't stand to even be here. If I gave it back to the bank, I'm assuming my excellent credit would be ruined. But I'm considering it if it won't sell in the next six months.
  7. General Chat
    If someone were to walk into your house RIGHT THIS MINUTE, they would be: Most impressed by ______________ and totally grossed out at _______________ I'll start: They would be most impressed by any food that I cooked for them and totally grossed out at the dog and cat hair all over the carpet...
  8. Debates, Politics and Personal Opinions
    http://digg.com/2008_us_elections/Obama_Walks_the_Walk_on_Gustav_McCain_Not_so_Much What do you think? Some of this is possibly not true.... You know... "the internets"
  9. News you can use
    When to walk away from a mortgage It's a moral issue only if you have a choice -- and many people don't. Ask yourself 3 key questions to decide whether it's worthwhile to keep trying to hang on to your house.
  10. Frugal Living
    *Spin off of $10 gas thread* Say if all modes of transportation were gone (or too expensive) and you could only travel as far as you could walk... so say 5-12 miles from your *current* house/residence. Do you live within 10 miles of what you need to survive? Would you be comfy? If you...
  11. News you can use
    Waiting for a subprime perp walk Admit it. you want to see some justice handed out on Wall Street. Thanks to the Great Mortgage Panic of 2008, your home value is tumbling, credit is harder to get and the job market may turn a lot tougher. And let's not even talk about your 401(k) balance.
  12. News you can use
    Homeowners who just walk away Thousands of strapped homeowners are simply abandoning their homes before foreclosure even begins. The stories of three families illustrate the personal and financial trauma.
  13. Question and Answer
    ...to save money? After many years of frugality there just aren't a lot of places for me to cut back and save more money. But I do pay $58 a month for a bus pass and it occured to me I could reduce that a lot by walking (I'd still take the bus on night shifts, which is twice a week, and...
  14. Frugal Living
    I learned how to effictively shop "the correct way" from the daycare owner when my children attended after school daycare there. She had TONS of coupons all stretched out on the floor and in different piles. I laughed outloud and asked, "What the heck are you doing"???? She said, coupon...
  15. Support
    I have a daily walk with God. I am hoping that all you do too. God intervenes on our behalf everyday and sometime we don't even realize it. I am hoping that we can all be still everyday to hear Gods voice and we know what direction he is taking us in. So my challenge for all us is to take time...
  16. Pets
    It's days like these (when it's only 6 degrees out) that I ask myself, "What in the heck were you thinking when you bought these two guys!" We don't have a fenced yard so I have to walk my guys 4 times a day. Since Friday it's been downright miserable here temp wise. I feel so sorry for my...
  17. For Sale or Trade
    This is the 1999 film with Diane Lane ... Seems hard to find.Anyone got one they no longer want. Will pay...
  18. Drugstore & Grocery Store Deals/Product Reviews
    If you have anyone who will be going back to school in the fall, or if you are just an office supply junkie, Staples has begun it's back to school sale this week. This week only: 2-pocket folders with or without fasteners 1 cent each! (limit 15 per customer) Staples manual pencil sharpeners 1...
  19. For Sale or Trade
    This is one of my favorite movies starring Diane Lane.... and I just found out there's a soundtrack but it's oop :(   Does anyone have one they no longer want? PM me you wish list.   Thanks!
  20. General Chat
    I was walking along a road through some undeveloped land -- sagebrush, scrub pines. Probably a 100-yard stretch of emptiness between streets of houses. A BOBCAT ran across the road in front of me West -> East. I stopped, got my bearings, and then went past the area slowly and carefully. He...
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