ah~ this list is much better than the list written by the 'shockingly stupid writer' & his '10 shockingly stupid ways to save money' ~ lol
I have to say that DH & I shine in each of these categories.
They say 'don't sweat the small stuff' - but in reality, it's mostly small stuff - if you aren't sweating it (or at least thinking about it at all times) - then you won't wake up one day, and find yourself ahead of any of the games...
I read the replies and was amazed at the number of people who thought $40,000 a year was poverty. I would be thrilled to death to have that much income.
The key is quite simple -- spend less than you make -- regardless of income.
In my years of doing bankruptcies I've seen families that were basically identical with incomes of over $100,000 and less than $20,000. I could look at the $100,000 family and see the lack of these 10 characteristics and often felt the same way about the $20,000 family. If you cannot live on your income you need to either increase your income or decrease your spending. Yet, with both families I saw resistence to giving anything up.
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