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Hiya Frugals!!!
Just a quick check-in! I am working tonight and should be sleeping right now, but... 🤪
I have been trying to analyze my spending, and the moral of this story is that I need to keep better track and label things as I go... otherwise all of the little transactions end up looking the same and are impossible to categorize later down the line.
The only month I can really compare with is September, my first full month on the job. In October we had 2 family birthdays, plus the beginning of holiday shopping, etc. But I can say with certainty that I did a better job in January 23 that Sept 22 of bringing food and drinks for my shifts. I still drink too much soda to stay awake during the night, but it is cheaper to buy it in big bottles and bring a cup than to be buying it 20oz at a time from the cafeteria (which is totally hit-or-miss anyway.) At home, I have been trying to make more iced tea, using up some of the ridiculous quantities that were in the cabinet. FYI, Iced Earl Grey is just as meh as it sounds...
I have spent TEN CENTS at Michael's this year, and nothing at JoAnn's!!! I used my $5 certificate to buy a silicone pan that was 40% off because it is Valentine's theme. That is all ENTIRELY y'alls fault, for talking about silicone pans AND reminding me that I had that certificate... That's it, all my savings plans are derailed... I'll die in the poorhouse now... 🤣
BUT. Since starting the new job mid-August last year, I have been dutifully chipping away at the loan we got to get the house re-sided, and that is more than half-gone now. My intention is to pay it off by mid-May.
Mom and Niec30 are in their new place now, an apartment that I co-signed. It is not a dream situation, but it is better than either of them moving in with me!!! We have enough in savings to cover if they completely mess this up, but I feel like I have done a pretty good job of standing back and letting them untangle this themselves, for the most part. I am sure there is plenty of "she's so selfish" whispering going on between the two of them, but I. DON'T. CARE.
The unexpected benefit of this is that as "a lease-holding tenant," I have access to the pools, hot-tub,and workout center, should I ever wish to use them. And the EXPECTED benefit, which I celebrated yesterday, was getting a whole bunch of their CRAP out of my downstairs!!! YAY!!! I expect that this whole situation will have to be re-addressed in a few years... Mom is not getting any younger and she will never qualify for any place on her own around here with just her social security...but it buys me a little breathing room (literally) for now.
Ok, time's up, dinner is out of the oven and I should try to sleep for a few hours now... Oh, but y'all are making me smile with all the crazy weather you've been having. Meanwhile, it hasn't been bad at all here, and I am rooting for the high tomorrow to get down to 30, so I can have some color variety in my temperature blanket!!!
Just a quick check-in! I am working tonight and should be sleeping right now, but... 🤪
I have been trying to analyze my spending, and the moral of this story is that I need to keep better track and label things as I go... otherwise all of the little transactions end up looking the same and are impossible to categorize later down the line.
The only month I can really compare with is September, my first full month on the job. In October we had 2 family birthdays, plus the beginning of holiday shopping, etc. But I can say with certainty that I did a better job in January 23 that Sept 22 of bringing food and drinks for my shifts. I still drink too much soda to stay awake during the night, but it is cheaper to buy it in big bottles and bring a cup than to be buying it 20oz at a time from the cafeteria (which is totally hit-or-miss anyway.) At home, I have been trying to make more iced tea, using up some of the ridiculous quantities that were in the cabinet. FYI, Iced Earl Grey is just as meh as it sounds...
I have spent TEN CENTS at Michael's this year, and nothing at JoAnn's!!! I used my $5 certificate to buy a silicone pan that was 40% off because it is Valentine's theme. That is all ENTIRELY y'alls fault, for talking about silicone pans AND reminding me that I had that certificate... That's it, all my savings plans are derailed... I'll die in the poorhouse now... 🤣
BUT. Since starting the new job mid-August last year, I have been dutifully chipping away at the loan we got to get the house re-sided, and that is more than half-gone now. My intention is to pay it off by mid-May.
Mom and Niec30 are in their new place now, an apartment that I co-signed. It is not a dream situation, but it is better than either of them moving in with me!!! We have enough in savings to cover if they completely mess this up, but I feel like I have done a pretty good job of standing back and letting them untangle this themselves, for the most part. I am sure there is plenty of "she's so selfish" whispering going on between the two of them, but I. DON'T. CARE.
The unexpected benefit of this is that as "a lease-holding tenant," I have access to the pools, hot-tub,and workout center, should I ever wish to use them. And the EXPECTED benefit, which I celebrated yesterday, was getting a whole bunch of their CRAP out of my downstairs!!! YAY!!! I expect that this whole situation will have to be re-addressed in a few years... Mom is not getting any younger and she will never qualify for any place on her own around here with just her social security...but it buys me a little breathing room (literally) for now.
Ok, time's up, dinner is out of the oven and I should try to sleep for a few hours now... Oh, but y'all are making me smile with all the crazy weather you've been having. Meanwhile, it hasn't been bad at all here, and I am rooting for the high tomorrow to get down to 30, so I can have some color variety in my temperature blanket!!!