So I did something today that (for me) was big and brave and new... I opened an 11-month CD.
The money I deposited is earmarked for travel in 2025, so it's not like I was planning to need it in the next 11 months anyway...and investing it like this guarantees my family-of-origin and their near-constant crises cannot leach it away. That is a good thing... but at the same time, NOT having my money readily available has always been too stressful for me to take the leap...
But it is helpful that it's 5% and relatively short-term. And there was no minimum amount... I could have done this with a dollar, technically... and if, for some reason, I needed to pull it back out, I'd only forfeit 3 months interest... I can live with that. On the one hand, I feel like such a big girl, doing things that everyone else was doing 25 years ago when I was too broke...
On the other hand...For the last few weeks, I have been rearranging accounts like crazy... I am beginning to feel like Uncle Scrooge from Ducktales, obsessing over magic dimes... Like we are in one of those morality comic books they used to have in Sunday school and I'd be the miser kissing a handful of cash while "the poor" (aka, my family) are off in the background in rags...
Needless to say, I've been wresting anxiety all day...