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It's been a long, hard climb, but I am happy to say that in less than two years, I have paid off a whopping $20K of debt!!!!:vs_OMG:

I now see that things don't matter. In fact, my one bedroom apartment is hardly furnished, and I don't feel the need to clutter it with things. I could care less what people think about what I "should" have at my salary, and for once in my life, I'm at peace.

I've heard there's a name for folks like me... a minimalist. Hmmmm... is that true or have I just gotten smarter with time?
First congrats on paying off $20K of debt in 2 years!!!
Second...I would not call you a minimalist..I would say you have gotten smarter with time! Some folks do not like their life cluttered with alot of furnishings...and that is OK!!
 

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"Ol Bessie" conked out at just under 300K and had a major problem with the steering column and was leaking gas fumes into the cabin. I had to make a decision... spend 3 grand to fix it or just start over. They gave me $800 for Bessie, I added $2,500 for a down payment on a reliable used car, I got a 1.99% interest rate and will start tripling the payments soon. It didn't break the bank, and it's a relief to not have to pray that my car starts every morning. May not be the best situation for everyone, but considering that I have a 45 minute commute to work and need a reliable car to transport my 87 year old Dad and his mobility scooter... not a big deal...
Well you definitely did some thing/things right to get just under 300K out of Ol Bessie...GOOD JOB!!!:vs_cool:
 
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