My goal is to continue putting an extra $100 on my mortgage. My goal is to have it paid off asap! Also, not to buy anything unless an absolute necessity and just pay bills and continue to increase my ef!
I will be a dork with you! this is also how I do it except it stays on excel...however I think I may blow it up and print a monthly one so that I can cross things off and make sure I am sticking to budget!!! You have inspired me!For my debt charts, I take the amount owed on an account, and then list numbers down, and cross off each number as the balance comes down.... does that make sense? Then each time I pay down that amount of the balance, I cross off another number.
For example, a $2000 balance that I'm checking off by 100s might look like this:
2000 1500 1000 500
1900 1400 900 400
1800 1300 800 300
1700 1200 700 200
1600 1100 600 100
I have really limited Excel skills, or I would make a photocopy of one of my real charts to post here! I get fancy with fonts & colors & gridlines, etc.
I keep these in my household notebook, and post one at a time on the front of the refrigerator, which keeps DH motivated. Some are done in 100s, some in 50s, it could even be done in 20s. It feels great to cross off those numbers!
And although I haven't done it.... these charts could also be used for savings goals, by increasing the numbers instead of decreasing.
Yes, I just may be the dorkiest person on this board :whirly:
I am sitting right next in that boat planning to try and be a stay at home mum by the beginning of 2012. Its not old fashion at all I think if you beleive that the best place for you is at home and you can afford it then go for it...make it your goal.In 2011, my plan is for my husband and I to pay off some debt and for us to become financially stable. I am a counselor trying to transition to full time stay at home mom. First step, become financially stable with Internet CEO moms (.com/whynot). Second step, Work only from home. Third step, have children. I am really excited about our plan for the next few years. I'm only 26 and maybe I'm old-fashioned for wanting to be a stay at home mom, but it is also important to me that I contribute to the family income. So far I'm well on my way to meeting my goals!
Anyone in my boat?
I really want to foster care. DP and I have considered doing this instead of having a third child (we havn't had a second yet) we just think that maybe, considering my body and the issues we had with my first pregnancy we would be better off caring for children that are already here. I think it is amazing you are finding room in your home and hearts for a child.With income tax return i plan to get back on track and pay off some bills and figure out a budget that we can stick to and then put some money away for an ef....need to finish off the rooms downstairs so that i can do our paperwork for fostercare.... fostercare has weighed heavy on my heart this year as i work with kids that at times may need to be placed in fostercare until their parents can get their lives figured out...I love kids but cannot see putting my body through another pregnancy and with so many kids out there needing homes i think that this is my calling... what i am suppose to do with my life...so really looking forward to getting all above accomplished so that i can get going with the next era of our lives...