The show features Gail Vaz Oxlade helping people fix their $ issues (overspending). I like it in general, though the 'jars' (similar to envelope system) aren't for me. I like that one difference between Gail and Dave Ramsey is that Gail advocates contributing to retirement and savings while paying down your debt. I understand the concept behind Dave's 'put it all on hold' idea, I just can't get behind it myself and even while aggressively paying down our debts I am still contributing here and there to both retirement and my EF. One thing that bothers me about Gail, though- in my opinion, she allocates WAY too much per week for 'entertainment'. I don't understand why people with $50k of consumer debt are allotted $100+ a month for 'entertainment'. I understand everyone needs to eat out or go to the movies or whatever once in a while, I just find her amounts excessive. I guess we all pick and choose what works for us from each 'teaching' we come across! What do you think of Gail's teachings?