I am a 25 y/o healthy male. I do plan on living a long full life, but u never know what will happen! I love adventure sports and I can bear a good amount of risk in life. I have around 60k invested, 40k stocks/20k crypto.I don't have much to my name and don't plan on working my whole life to accumulate wealth! I am asking for opinions on getting an insurance policy as a way of creating wealth for a future generation.