Wow! I sure hope it doesn't come to that!!! I have been avoiding setting up investments (such as RESPs and RRSPs) recently because of the talk of recession then recession. I'd hate to invest my money only to have it snuffed away from me! KWIM?...The image that will signal that this is not just another recession is people lining up at banks to withdraw their money due to a lack of confidence in the banking system...