Technical Support Sleuth
So my car payment is through a bank in Wisconsin and it's due on the last day of the month. Usually mail my payment a couple of days before since it's got the 15 day grace period. All of a sudden, it's March 28 and I cannot find my payment book anywhere. Finally I break down tonight and call to schedule a payment. The lady explained to me that because I have paid so much extra that I am a full month ahead of schedule and that if I make a payment over the phone there would be a 10$ fee. Totally cool of her to tell me that because I'll just mail in the payment and save the fee. Plus, I found out I'm a month ahead! YAYA ME!