I am on :cloud9: ! At the start of the year, we owed $2000 on our van. I put half my federal refund, all my birthday money from my folks, and all the change I saved (inspired by the coin challenge) on the loan. Today I got our state tax refund - and paid it off! I am sooooooo excited. Now, I don't have to make a payment, so I am going to use half the payment to have some minor repairs done on it. The rest I am rolling over to another debt. Thanks for inspiring me to stay on the "frugal wagon" ladies!