Hello, not exactly a newbie, I belonged to FV years ago in college when I was trying to be as frugal as possible to live on my own and buy a house. I've since forgotten my username and have no idea what email I used so I created a new account. A little about me, I'm 32, married, no kids (nor any plans for kiddos), we have a dog and lots of horses. I work full time and have a little side business. Fortunately, I do not have to work and we're able to survive on HH income alone. My goal with being employed is to throw as much money as possible into my retirement account and hopefully not work outside the home past 40 so I can focus solely on my side business Obviously, as we're living on one income I want to live as frugally as possible and need encouragement not to buy un-necessary things and try to be more conservative with my food budget.