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Hello all. I'm Beth and I need help cutting down on my bills. I used to be a lot better about them, but the past year or so they have gotten out of hand.
I found this site while googling. I'm a SAHM of 2 girls- ages 3 and 2. I have 2 cats and 10 guppies. I don't know anyone on this board.
My husband and I are in a great deal of debt, having just obtained our first home. The mortgage is $1000 more a month than our rent was, and we never had to pay things like water and sewer before....so we have a lot of bigger bills to get used to. I need a whole new outlook and budget. I'm looking forward to getting to know you all.
One question- what do the abbreviations before $ mean in your signature lines? I grasp the change jar ones, and challenge amounts, but what do all the other ones mean?
 

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Hi Beth :wave: welcome to the village, you'll find tons of info here on cutting costs and all that fun stuff! :)
 

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:welcome2: to frugal village.
 

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Hi and welcome to the Village!! :welcome2:
 

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Hi :welcome: to the Village!
 

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Hello and welcome to the Village. :wave:
 

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Hi Beth and welcome to the Village! :wave:

CC = credit card and PIF = paid in full

HTH (hope that helps)
 

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Welcome to the Village! :apple:
 

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Hi and Welcome.

Great question to ask, I too have been wondering.
 

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Hi and :welcome:
 

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Hi. Welcome. You'll get lots of support, advice and laughs here :)
 

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Hello! Welcome to the village! :)

Let's see... EF is Emergency Fund, CC is Credit Card, SL is Student Loan. Are there others you're wondering about? Those are all I can think of???
 
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