Hi. I just joined. I am hoping I will learn much on how to be frugal. I'm in debt due to medical bills and I have no way to increase my income. I'm scared to death. One goal I have is to learn how to cook from scratch. Okay, its my only goal right now. I'm overwhelmed and not quite sure what to do. If anyone has any ideas beyond that let me know. Just wanted to introduce myself. Hugs to everyone.