I currently pay all my bills online. It saves stamps, envelopes, checks, trees, and time! But I want to do an envelope system so what can I do? Leave a specific amount of money in the bank and take the rest out? I definitely want to be credit card and debit card free when I am out and about. Because I can go overboard if I have the debit card in hand! I know I have XX amount of money so why not buy this one more thing?! But if I have cash then I don't like to see it go. But I do still carry my gas card because I can't leave the car with the kids in it to go pay. So do you think I can do envelopes for everyday spending but still pay my bills online? What should I do? Thanks!