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You can be generous with your time. Volunteer to babysit, visit the elderly, bake a cake (from scratch) for a neighbor, invite friends over for a movie, cards, games. Place your focus on people, not on money.

I think it's important to be honest with friends and relatives if you are struggling financially. My brother lives off a tiny pension but he always makes time to visit me. His time is a blessing. His wife has taken me to doctors' appointments and cooked the organic turkey I bought at Thanksgiving. That helped me so much and I so appreciated the time and energy she took to make it happen.
 

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We do potluck suppers with friends, everyone brings what they can. We play board games, or make popcorn and watch a movie, or just sit around and talk. As I get older I find I value time with friends more than any "thing" they could gift me.
 
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