lol, it was the opposite feeling for me! We paid it off, realized that our capital was now all tied up in house-equity - and immediately put a a full 30-year mortgage on it. That money provided the seed money for rental houses and for stock-index purchases. That seed money now accounts for millions of our Net Worth. So for us, NOT having a paid-off mortgage was one of our best decisions.I have my goals set as well to pay ours off early! what an amazing feeling it must be!