Okay, this past year has been the worst. If you read my other posts you will understand. Anyway, I am planning for 2007. I am now using the envelope system, cash only plan, (though it is challenging). I have set my goals and look out 2007, because I am going to get extreme to pay down debt and pay off credit cards. I can't wait to start seeing results. I am going to do small things to update the house a bit, like painting a bathroom, change some knobs, a few new rugs. I am going to be a regular at the thrift store to shop when I need things. I want to learn to use Ebay to sell somethings, and also another garage sale. I am so....tired of worrying about money all of the time. It is like I am obsessed. LOL I will continue to need all of you and your advice to get Extreme!!!! Anyone sick of being sick and tired of debt and want to kick it to the curb in 2007?