I opened an ING account for my dd and just for opening it she got $20. I also opened an Echecking with them and if I made 3 signature based purchases I will get $50.00. Well I used my card 3 times to pay online bills and in a few weeks I will get the $50.00. This is in addition to my checking at a local bank but it is easy to use and you can do online bill pay and write checks and everything right on line. It is kindof fun!