Wow. I hope he/she succeeds in making those changes or he/she will be in a world of hurt at retirement age trying to live off of just Social Security. That person still has time to start investing for retirement if they start right now, but that window of opportunity is fast shrinking for the magic of compounding interest to happen.
A forum community dedicated to the frugal lifestyle and the enthusiasts. Come join the discussion about simple and green living, cost effective tips, life hacks, debt reduction, recycling, gardening, other homesteading techniques, and more!