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I swear it seems Dh and I have been having a bit of bad luck since buying our gently used car. We paid of all our non mortgage debt. We saved for years for the car . We had the FFEF. Seems we did everything the way we are supposed to right????
In last month or so since we bought our car we have had disaster after disaster draining the EF. I actually had to start laughing the other day because if someone told me the stuff that has been going on was their life I'd think they were pulling my leg. Seriously. It seems like stuff that would make a crazy movie.
We went from having over 6 month of regular expenses saved up to a month and a half of very bare bones budgeting expenses. This is really crazy!!! It has to stop. I mean that is a big chunk of $ to us and took a good while to save up.
Dh has been having some things going on at work that imply slightly that their could be job issues. It could be nothing but you never know. No job is secure. We have a plan to get as prepared as we can just in case as long as the disasters stop!!!!
DS 17 last worked on 7/4 . He took a seasonal job((3 weeks) gambling it would be longer term even though we told him it wouldn't. We told him to work that job but stay on at least 1-2 days a week at his fast food job. Of course he knew better! He assured me the boss would hold his spot at the fast food job until he saw if the seasonal job worked into more. When he asked to go back to his fast food job his position was filled. WE told him it would be as jobs are very hard to get. He is a kid. It is a learning experience.
He has been kind of lax in looking. Yes he turned in a few applications but has not really put effort into it and to be honest I took him after we had senior pics done. We told him that if he is not employed by mid Sept when ins is due for the next 6 month we will not insure his car and it will stay parked. The original agreement had been good grades WE pay~ bad grades he pays. He had been paying.
I am slightly torn about this though. There are very few job choices with in 20 miles of us. If adults are fighting for what are normally kid jobs are we expecting too much??? I'm thinking we need to turn him into a responsible adult in the next year. I think this is a good learning issue. However those of you who now have adult children do tell me if I am on the right track please.
I know 100% that things could be much much much much much worse. I am truly grateful they are not!!!!! I'm just venting a bit in a safe place.
In last month or so since we bought our car we have had disaster after disaster draining the EF. I actually had to start laughing the other day because if someone told me the stuff that has been going on was their life I'd think they were pulling my leg. Seriously. It seems like stuff that would make a crazy movie.
We went from having over 6 month of regular expenses saved up to a month and a half of very bare bones budgeting expenses. This is really crazy!!! It has to stop. I mean that is a big chunk of $ to us and took a good while to save up.
Dh has been having some things going on at work that imply slightly that their could be job issues. It could be nothing but you never know. No job is secure. We have a plan to get as prepared as we can just in case as long as the disasters stop!!!!
DS 17 last worked on 7/4 . He took a seasonal job((3 weeks) gambling it would be longer term even though we told him it wouldn't. We told him to work that job but stay on at least 1-2 days a week at his fast food job. Of course he knew better! He assured me the boss would hold his spot at the fast food job until he saw if the seasonal job worked into more. When he asked to go back to his fast food job his position was filled. WE told him it would be as jobs are very hard to get. He is a kid. It is a learning experience.
He has been kind of lax in looking. Yes he turned in a few applications but has not really put effort into it and to be honest I took him after we had senior pics done. We told him that if he is not employed by mid Sept when ins is due for the next 6 month we will not insure his car and it will stay parked. The original agreement had been good grades WE pay~ bad grades he pays. He had been paying.
I am slightly torn about this though. There are very few job choices with in 20 miles of us. If adults are fighting for what are normally kid jobs are we expecting too much??? I'm thinking we need to turn him into a responsible adult in the next year. I think this is a good learning issue. However those of you who now have adult children do tell me if I am on the right track please.
I know 100% that things could be much much much much much worse. I am truly grateful they are not!!!!! I'm just venting a bit in a safe place.