DH was laid off this morning due to staff reductions. We had a feeling it might be coming and so we had really started to watch the spending and put as much extra as we could away. They did give him his vacation time and a severance package so that is definately a plus. We have already worked the budget to see how long the money will last. I work full time but bring home about a quarter of what my husband brought home so we will have to dip into the savings to make ends meet and we will have to be very very frugal (I will be searching the village to refresh my memory). It will be a challenge but it is doable for quite a while. Hopefully he can find a job quickly. His company said they would not fight unemployment but it will not kick in until the amount of his severance equal to his pay is used up which is about 3 months.