I set up a 'comfort drawer', and keep small luxury things in it, or things that make me feel good. Every day at tea time (around 3 p.m.) I sit down and use some of the things in the drawer, or look through them, and feel really special and pampered.
My tea time includes mood music on the CD player, decaf green tea (good for your heart), a piece of chocolate or candy, 1-2 c. of red seedless grapes with 1 c. yogurt, possibly some crackers and cheese (depends how hungry I feel). I settle down with a good library book, my Bible, a special letter, or a small family photo album I keep tucked in my 'comfort drawer'. I take a half hour to an hour break.
I serve the tea and goodies on a silver tray I picked up at the thrift store ($2), with a linen napkin (I made it when I was little) to add some elegance.
I keep the chocolate and tea in my comfort drawer. Also some votive candles that I burn to help scent the room. Needless to say, everything is double and triple wrapped to keep smells from transferring. I really don't like the thought of vanilla scented chocolate.
Another thing I do is put on some relaxing music and give my feet a paraffin wax treatment with a spa I picked up at Excess Cargo for $20. I make myself a cup of tea and pile some magazines (from the library) on my bed to read while my feet are wrapped in towels for 20 - 30 minutes.
Because feeling 'rich' to me includes being able to treat myself out every now and then, I've made a habit of researching the cheap places to have a cup of tea and a goodie. I've found 3 places in town quite nice, where DH and I can both have tea and a goodie for under $5 total. We also treat ourselves to a fancy place for tea once a month. We don't like to eat out because the food is often more than we can eat and off my diet. So tea is a nice compromise.
Another thing I do is go on my own art gallery walk, where I visit some of the commercial galleries in town, just looking, and then take myself for tea afterwards. We have a free provincial gallery in town that DH and I often go to and then head for tea. But honestly, we both prefer tea at home. Where else do you get it served on a silver platter with a linen cloth?!