Hi, my take on this is to buy oneself, this was commission is saved and I have full control.Does employers do matching for Roth IRA? I would like to have more control and buy stocks myself instead of buying a mutual fund. Does employer allow matching contribution and send it to my brokerage account like Fidelity?
What will happen to these pension investments in the event of a job change? You cannot be sure that in a few years you will not be offered better working conditions.It depends on your employer. Some offer matching, some don't. And even employers that do usually have a limit to how much they match. For example, at my work they match up to 5% of your income.
Also, I get my matching contributions for the retirement fund set up through my employer, not one I choose outside work. Within the retirement set up by my employer, I have different funds I can choose from. But I don't have the option of picking funds ran by other investment firms. I have not researched what retirement funds are like with other places. I suspect this part is the same, but I don't know