We bought in 1993 and had a 30 yr. 1994 we refinanced for 15 years at 6.34%. My husband has thrown extra money towards it and paid it off early from our original 15 yr date of 2009. I am so proud of him. He had set his mind to it and he did it. He did it so we could possibly buy a second home in Maine. We have 2 out of 4 kids going to college next year so I don't know how smart it is to be mortgage free but it has been his dream.OMG, that is AWESOME! Congrats. Please do tell how you did it. How early did you pay it off? WOOT WOOT!