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I tried searching to see if there were any threads that had similar topics without any luck. It could be my searching skills though so if anyone knows of a similar thread, point me in its direction. 
I'm in the process of buying a home (the offer was accepted pending financing and home inspection conditions). I've been approved for a mortgage and have calculated my closing/moving-in costs. After everything's all said and done, I'll still have about $4500-5000 in savings that will act as my EF.
My question is about those things that first time home buyers need to acquire but might not think about until they realize they don't have them. I'm trying to think of things I've not needed up to this point due to living in apartments that I WILL need once I move into my townhouse. Things like a lawnmower, tools (although I'm fuzzy on *which* tools), a shovel come winter...There are things I know I'll want (like a BBQ for my deck!) but I really just want a list of things that I'll NEED...the wants will have to wait.
I'm in the process of buying a home (the offer was accepted pending financing and home inspection conditions). I've been approved for a mortgage and have calculated my closing/moving-in costs. After everything's all said and done, I'll still have about $4500-5000 in savings that will act as my EF.
My question is about those things that first time home buyers need to acquire but might not think about until they realize they don't have them. I'm trying to think of things I've not needed up to this point due to living in apartments that I WILL need once I move into my townhouse. Things like a lawnmower, tools (although I'm fuzzy on *which* tools), a shovel come winter...There are things I know I'll want (like a BBQ for my deck!) but I really just want a list of things that I'll NEED...the wants will have to wait.