I have been following DR to get out of debt and am so thankful to have started this program when I did. I was projected t0 be out of Debt around April 2015. However I have learned so much and have become so frugal I truly bbeleive I can do this by April 2014. We will be out of debt except the house. I have done all the calculations and think I can really do it. So I'm going to post here in a few my exact totals once I find my household binder.