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Discussion Starter #1
This is my first credit card free month.
This is my first credit card free Christmas.
This is my first month I didn't have to use a credit card to pay an utility bill
This is my first month I didn't have to use a credit card to pay for gas.
This is my first month I didn't have to use a credit card for an emergency.
This is my first month I have received the credit card statements with zero balances.
This is my first month I haven't lost sleep because of credit card.
This is my first month I haven't had to work overtime to pay for the credit card bills.
This is my first month I didn't freak out when my employer announced reduced working hours.
This is my first month I have posted anything this special.
This is my first month I get to take off a week from work and have cash set aside for it.....no credit card.
This is my first month I feel relief from credit card debt.
Merry Christmas to me.
 
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VERY NICE :)

And look how far you have come :)
 
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Way to go!! That is a HUGE accomplishment and the beginning of something really great. Here's to many more months and seasons of financial success!
 

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That is so very exciting!!! You must be so proud!
 

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Merry Christmas to you, and to you, a Good Bank Balance!!!
 
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May I share your post with the crowd over at TMMO?
 
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How wonderful you must be feeling! CONGRATULATIONS!

And can I link your post to the Frugal Village page on FACEBOOK?
 
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Congratulations, great job. Merry Christmas and very Happy New Year.

Cat
 
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That is so awesome! Go you! :dust:
 
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Congratulations - that's awesome! Merry Christmas to you!
 

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How relaxed and stress-free you must feel! You should be very proud of yourself! You worked hard at being debt free! Enjoy your Christmas!
 

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Congratulations!!! That is awesome! :clap:
 
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CONGRATS! That is truly something special, something more special than anything you could find in a store- peace of mind and PRIDE! You made my Holidays a little Merrier, sharing that, reminding me where we're headed- thank you!!!
 
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thats amazing.
 
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Discussion Starter #19

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Discussion Starter #20
i won an award for this post!!!! Thank you so much!! I am a winner!!! thank you!!
 
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