I assume you have to pay a membership fee to use it? We have been following his advice for over a year now.....and for free, by getting his books for the library, joining free forums such as this...used to watch his program on tv but it's gone now . I have found we haven't needed to spend $ to learn to handle our $. Some people need more 'involvement' to keep motivated and feel plugged into it, we found it likely would have been sort of a waste f $ for us. The info is out there, and people are happy to share it- for free.