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i'm a SAHM & DH works one full-time job. we spend more than we take in monthly. i really just need tips on where to save money here and there, to make our income work.
DH brings in $2902 a month and our mortgage payment is $1506 a month. that leaves $1300 to pay the rest of the bills with (gas, electric, cable, car insurance & we have two CC with huge balances) + groceries.
*edit: i forgot to add that $100 a month goes to a "retirement fund" for DH, so really $1200 a month is all we have.*
this obviously leaves NO ROOM for "fun activites" in our life.......
i cannot go back to work until sept 2012 (when the youngest enters grammar school).
any advice?
DH brings in $2902 a month and our mortgage payment is $1506 a month. that leaves $1300 to pay the rest of the bills with (gas, electric, cable, car insurance & we have two CC with huge balances) + groceries.
*edit: i forgot to add that $100 a month goes to a "retirement fund" for DH, so really $1200 a month is all we have.*
this obviously leaves NO ROOM for "fun activites" in our life.......
i cannot go back to work until sept 2012 (when the youngest enters grammar school).
any advice?