Hi Today is payday for us. It's the day my husband's pension check comes. I got to thinking about this. If you've read my entries, you know that I am newly retired and that I have no pension (had 403b, but I'm not touching that). So we went from 2 incomes to 1 income. We've made a lot of adjustments, but so far, so good. Anyway, my thoughts were about frequency of pay dates and how you adjust to them. For example, at my husband's school, he was paid once a month. His was the main paycheck (and at times the only pay check), so we adjusted budget to only one paytime per month. We set up bills if we could to come due a few days after his pay day. I had to plan menus for a month at a time. I had to look ahead to holidays, birthdays, etc. for the month to be sure there were funds to meet those obligations. We actually found it to be a great way to be paid. Most major bills are monthly, so it went along with our pay schedule. We tithe, and so we give that once a month. When I began teaching full time at my last job, I was paid twice a month: on the 15th and the 30th. Hubby was paid on the 20th. We decided to just keep budgeting as if we were paid once a month, as it had worked really well for us. How about you? How are you paid? What would you prefer? How have you adapted your budgeting? My folks were farmers, and they had only 2 major paytimes a year! (fall crops and livestock sales) They had small weekly supplements of sellilng eggs, but they sure had to do some careful planning. I'd be interested in what you do.